How to Set Up Direct Deposit With The IRS for a Faster Tax Refund

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* Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Federal tax payment files received from the IRS may be received up to 5 days early (based on data from the 2020 tax filing season). Chime makes no guarantee over when files are sent by the IRS and funds can be made available.

¹ Information from IRS’s Tax Season Refund Frequently Asked Questions as of November 20, 2023: https://www.irs.gov/refunds/tax-season-refund-frequently-asked-questions

² Information from IRS’s Topic No. 308, Amended Returns as of November 20, 2023: https://www.irs.gov/taxtopics/tc308

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