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Category: Self Help

Self Help | ReportWire publishes the latest breaking U.S. and world news, trending topics and developing stories from around globe.

  • [Outliers] Bernie Marcus: The Home Depot Story 

    Bernie Marcus is the co-founder and former CEO of Home Depot. 

    This is how he built a culture of ownership, kept going when everyone turned him down, nearly lost it all, and created one of the most successful retailers in history. 

    Public Release: December 16.
    Members have access now.
    Join us.

    Coming Soon: Apple Podcasts | Spotify | Transcript

    Vicky

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  • From Duration Rallies to Income-Oriented Strategies: How Corporate Bonds Are Increasingly Discussed as a Core Source of Stability and Return in 2026

    The investment conversation in India is undergoing one of its most significant shifts in years. For much of the past decade, equities have dominated investor attention as the perceived engine for long-term wealth creation. Equity-led narratives encouraged risk-taking, emphasised market participation and framed equities as essential for achieving meaningful returns. However, the experience of the past year has prompted analysts and market observers to reassess how different asset classes contribute to portfolio outcomes.

    Over the twelve months ending October 2025, headline equity indices such as the Nifty 50 produced returns that hovered around zero, with some analyses noting slightly negative real returns after accounting for inflation and taxes. For investors who maintained concentrated equity exposure during this period, the outcome reflected not merely stagnation but a perceptible erosion of purchasing power. In contrast, many investment-grade corporate bonds across AAA, AA and A ratings—delivered interest income in ranges commonly discussed between 8% and 15%, depending on issuer type and maturity. Analysts examining this divergence observed that fixed-income instruments offered comparatively stable return streams at a time when equity markets displayed heightened variability.

    This development is often described not as a temporary dislocation, but as part of a broader realignment in how investors may evaluate wealth-building frameworks in 2026. The period of strong duration-led gains in fixed income driven by declining interest rates during 2024 and early 2025 has gradually transitioned into an environment where interest rates appear more stable. With the policy rate reduced by 100 basis points from February to June 2025, reaching 5.50%, and with expectations in research discussions of a potential shift to 5.25% followed by a pause, analysts increasingly characterise the next phase of fixed income as one defined by income generation rather than capital gains. In such a landscape, corporate bonds with yields commonly referenced between 7.5% and 14.0% have drawn attention for providing predictable cash flows during a period of muted equity performance.

    Revisiting Equity Valuations: The Role of Price-to-Earnings Multiples

    An essential part of understanding the shift in market discussions involves examining current equity valuations. Analysts reviewing market metrics highlight that the Nifty 50’s price-to-earnings (P/E) ratio stood near 25.13 in November 2025, significantly above its five-year average of roughly 21.79. Elevated valuation multiples typically receive scrutiny in periods when earnings growth trajectories moderate or when interest rates settle at levels that do not create valuation tailwinds.

    Growth expectations for the broader economy have also adjusted in recent months. Analyses of macroeconomic projections indicate estimates such as 6.8% GDP growth for FY26 and 6.4% for FY27, shaped partly by trade-related challenges and global headwinds. When equities trade at valuations associated with higher-growth environments while earnings expectations remain moderate, analysts often describe the resulting risk-reward dynamic as complex. Under such conditions, market discussions frequently contrast the variable nature of potential equity returns with the contractual cash-flow structures of fixed-income instruments.

    The conceptual comparison sometimes outlined by analysts is straightforward: a AAA-rated corporate bond yielding 7.5–7.9% provides a defined stream of interest payments. In contrast, equity returns depend on multiple variables earnings growth, dividend policy, valuation multiples and market sentiment all of which evolve with economic conditions. This distinction does not imply superiority of one asset class over another; instead, it reflects differences in return construction and risk exposure during periods of elevated equity valuations.

    Income Generation and the Power of Compounding

    Another factor contributing to renewed interest in fixed income is the long-term power of coupon compounding. Many investors historically associated bonds with modest returns, overlooking the cumulative effect of reinvested interest over multi-year horizons. Analysts often illustrate how the reinvestment of periodic interest payments can meaningfully enhance total returns when held to maturity.

    For example, a bond offering an 8% annual coupon, when held across an extended duration with reinvested payments, can demonstrate significant compounded growth over time. Analysts examining historical compounding scenarios have noted that such reinvestment mechanisms produced notable wealth accumulation even without reliance on market timing or price appreciation. This compounding dynamic is especially relevant for investors with long-term horizons—those planning for retirement, funding future liabilities or seeking steady accumulation without frequent portfolio adjustments.

    The psychological dimension of predictable income is another element highlighted in investor-behaviour studies. While equity markets may experience prolonged periods of volatility, coupon payments from investment-grade bonds typically follow predefined schedules, helping investors maintain long-term discipline. During the past year, when equity index returns were relatively flat, a diversified corporate bond allocation would still have generated its periodic coupon income, reinforcing the role of fixed income as a stabilising force within portfolios.

    Meeting Regular Cash-Flow Needs Through Periodic Payout Structures

    The availability of corporate bonds with periodic interest payouts monthly, quarterly or semi-annual has become increasingly relevant in conversations about liability-aligned investing. These structures appeal particularly to individuals seeking predictable cash flow to meet expenses such as rent obligations, education-related costs or post-retirement lifestyle needs.

    In scenarios commonly referenced by analysts, an investor deploying capital into instruments with defined payout frequencies may benefit from steady cash inflows that can be matched with expenditure timelines. This differs from equities, where dividend payments are neither guaranteed nor uniformly predictable, and where return realisation generally depends on capital appreciation.

    For retirees and near-retirees, market observers often highlight how predictable income can provide a sense of stability, especially in environments where equity fluctuations may cause discomfort or prompt premature portfolio adjustments. The consistency of coupon-based income streams may therefore play a role in overall financial planning, depending on individual circumstances and risk considerations.

    Market Accessibility and the Expansion of Retail Participation

    A major transformation in India’s fixed-income landscape over the past two years has been the surge in retail access facilitated by digital platforms. Historically, corporate bond investing was dominated by institutional participants, with minimum investment thresholds and transaction processes limiting broader participation. Analysts highlight that the reduction of minimum ticket sizes from ₹10 lakh to significantly lower entry points has enabled many more investors to participate in this market segment.

    Market data indicates that corporate bond trading volumes have grown notably alongside the rise in digital platforms, with average trade sizes decreasing—a sign of increasing activity from smaller investors. Observers note that this shift has expanded the investor base and increased visibility into the corporate bond market, supported by improved transparency in pricing, credit characteristics and issuer documentation.

    These developments have been referenced as part of a broader evolution in India’s financial-market infrastructure, enabling individuals to explore fixed-income instruments with greater clarity and convenience than before.

    The Accessibility Revolution and Its Influence on Wealth Planning

    A transformative factor in India’s bond market over the last two years has been the ability for individual investors to participate with significantly lower investment thresholds. This change has expanded the pool of investors who can implement diversified fixed-income strategies. Previously, minimum investment sizes made it challenging for many individuals to hold multiple bonds across varied issuers. Today, smaller entry points enable broader participation, supporting more balanced allocation frameworks.

    Analysts note that this shift has made it possible for investors to create structured portfolios that distribute exposure across different credit categories, sectors and maturities. Techniques such as laddering—where bonds mature at different intervals—are now accessible to retail participants without requiring institutional-level capital. Such approaches support liquidity management and reinvestment discipline, forming part of wealth-building strategies in fixed-income discussions.

    Platforms offering real-time yield comparison, issuer-level data and maturity tracking have further elevated market awareness. Their influence has been significant in broadening understanding of how fixed-income instruments function within diversified portfolios.

    Altifi: Bridging the Gap for Retail Bond Investors

    Altifi represents a compelling example of how digital platforms are transforming corporate bond accessibility. Backed by Northern Arc Capital, the platform offers a curated selection of investment-grade corporate bonds with minimum investments of ₹10,000 and zero purchase fees. The platform has attracted nearly 59,000 registered users who have collectively deployed over ₹1,220 crore into bonds, demonstrating genuine retail demand for transparent, accessible fixed income investing.

    What distinguishes Altifi is the combination of accessibility and quality. Rather than forcing investors to navigate opaque wholesale dealer networks or settle for whatever yields intermediaries present, the platform provides transparent comparison of yields across ratings categories, clear maturity dates, and issuer fundamentals. For an investor building a diversified corporate bond portfolio—allocating across AAA-rated institutions, AA-rated NBFCs, and A-rated specialised financiers—Altifi provides the infrastructure to implement sophisticated strategies with minimal friction. The ability to reinvest matured bonds systematically, maintain maturity laddering across 1-5 year tenors, and monitor portfolio performance in real-time transforms bond investing from an institutional prerogative into a retail capability.

    The Evolving Narrative for 2026

    As analysts evaluate market conditions heading into 2026, several themes consistently emerge across research discussions. Equity valuations remain elevated relative to historical averages, raising questions about potential return trajectories. Interest rates appear to be entering a phase of stability rather than continued decline. And fixed-income securities offering attractive yields have become more accessible and transparent.

    These factors shape an environment in which predictable income streams and disciplined compounding gain prominence in conversations about long-term wealth building. The shift from duration-driven gains to coupon-driven returns is viewed as part of the natural evolution of interest-rate cycles.

    The role of corporate bonds within these discussions is not positioned as a replacement for equities but as an asset class with characteristics that align with current macroeconomic conditions. Defined cash flows, structured payout schedules, and a broadening range of accessible issuers place fixed income at the center of a more balanced conversation about portfolio construction in 2026.

    Conclusion

    The recent period has prompted many analysts and investors to re-examine how different asset classes contribute to overall financial objectives. While equities have historically played a significant role in long-term growth strategies, the market dynamics of 2024–2026 have brought renewed focus to the importance of stable income, disciplined compounding and structured cash flows. Corporate bonds—supported by evolving market infrastructure, attractive yields and enhanced accessibility—are increasingly discussed as central components of diversified wealth-building frameworks.

    This does not represent a shift away from equities, but rather a deeper integration of fixed income into long-term planning conversations. As interest-rate cycles stabilise, instruments offering predictable returns continue to gain attention, prompting a broader perspective on how wealth can be accumulated and preserved across varied market environments.

    Robert

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  • Why Early Problem Detection Matters in the Workplace

    Productivity rarely drops all at once. More often, it declines slowly through small, overlooked issues that quietly disrupt daily operations. Whether it’s a piece of equipment underperforming, a process becoming inefficient, or environmental systems falling out of balance, minor problems can compound into major setbacks. Businesses that prioritize early detection are better positioned to maintain momentum, protect employee well-being, and avoid unexpected downtime that strains both staff and budgets.

    The Hidden Impact of Small Operational Issues

    At first glance, a slight delay in production, inconsistent air quality, or recurring employee discomfort may not seem urgent. However, these seemingly minor issues often signal deeper faults within systems that support daily operations. Over time, these faults can reduce efficiency, increase error rates, and cause employee fatigue. When workers are distracted by uncomfortable conditions or unreliable tools, focus drops and productivity inevitably follows. By the time these issues become impossible to ignore, they often require more expensive and disruptive solutions.

    Environmental Systems as a Productivity Indicator

    Airflow, temperature regulation, and ventilation play a much larger role in productivity than many organizations realize. Poor air circulation can lead to headaches, fatigue, and respiratory irritation, all of which affect concentration and performance. Employees may take more sick days or struggle to maintain consistent output without clearly identifying why. Routine checks help ensure these systems operate efficiently and safely, reducing health-related disruptions and creating a more stable working environment. Scheduling a regular LEV system inspection is one practical way businesses can stay ahead of these hidden environmental risks while supporting both compliance and workplace comfort.

    Technology and Equipment: Spotting Decline Early

    Technology rarely fails without warning. More commonly, it shows small signs of distress long before a breakdown occurs. Slower processing times, unusual noises from machinery, or recurring software glitches are all indicators that should never be dismissed. Addressing these signals early prevents cascading failures that affect entire teams. When employees lose time due to repeated system resets or equipment malfunctions, productivity suffers in ways that often go unmeasured but are deeply felt across departments.

    The Role of Employees in Identifying Risks

    Employees are often the first to notice when something feels “off.” They interact with systems, tools, and environments daily and can quickly sense when performance shifts. Encouraging open communication and making it easy for staff to report concerns creates a valuable early warning system. When employees feel heard, they are more likely to share observations before frustration builds. This proactive feedback loop allows leadership to investigate concerns early, rather than reacting once output declines or morale drops.

    Preventive Maintenance as a Strategic Advantage

    Preventive maintenance should be viewed as a productivity strategy rather than an operational expense. Regular assessments of equipment, infrastructure, and working conditions reduce the risk of surprise failures and production halts. While reactive repairs often come with urgency, higher costs, and lost time, preventive action allows businesses to plan interventions around workflow demands. This approach supports smoother operations, protects assets, and preserves productivity during critical business periods.

    Data Monitoring and Trend Analysis

    Modern workplaces generate vast amounts of data, from machine performance metrics to attendance records and output reports. Analyzing this data for patterns can reveal early warning signs of disruption. A gradual drop in output, frequent maintenance requests for the same equipment, or rising employee complaints can all indicate underlying issues. Organizations that actively monitor these trends are far more likely to intervene effectively before productivity takes a measurable hit.

    Building a Culture of Prevention

    Creating a culture that values early problem detection requires leadership commitment. It involves investing in monitoring systems, supporting routine inspections, and empowering employees to speak up without fear of blame. When prevention becomes part of everyday operations, businesses move from reacting to disruptions toward actively controlling their productivity environment. This shift not only protects operational performance but also strengthens employee trust and long-term stability.

    By identifying small issues before they escalate, organizations protect more than just their workflow. They safeguard employee well-being, financial stability, and long-term performance in a competitive landscape where consistency matters just as much as speed.

    Robert

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  • In-depth Analysis of Online Casinos in 2025 and Beyond

    Within the Bovada Gambling establishment, free delight in loans come as opposed to requiring a deposit, taking pros to make use of added bonus financing directly in their online game. Including borrowing can be utilized to the a variety of video clips games, always requiring individuals to satisfy specific words ahead of cashing away one payouts. Instead of many other dolphin games on line, there is a way to earn tons of money – if the smartly starred better – for the Dolphin’s Pearl. Simply because the countless added bonus and you may multiplier have discover to the video game. Among the best and popular have to your Dolphin’s Pearl is the occurrence from spread symbols anywhere across the reel.

    Nj-new jersey Goes on Force to help you Control Problem Gaming

    To help you etch away pay range wins, make an effort to fall into line some of the a dozen icons on the a working spend line. These are the dolphin, manta beam, crab, water pony, tiger fish, college or university of seafood, An excellent, K, J, Q, 10 otherwise 9 signs. 5, cuatro, otherwise 3 for the pay line tend to trigger a victory in the paytable, which is seen using the ‘Paytable’ option. The brand new dolphin, manta beam, and you may crab will pay whenever 5, cuatro, step three, or 2 signs blend. Set your wagers earliest so you know exactly how much you a paying for every twist. You might choose to wager step one in order to 9 spend-traces after which lay their wager for each range ranging from step 1 and you can a monstrous 5,000 gold coins on every.

    Not only will he getting fun team, but he’ll and assist you on the quest in order to house severe winnings which may be credited to the gambling account instantaneously. If the guy swims prior your own win traces, the winnings for the reason that round will be doubled. Furthermore, their symbol brings the highest possible bullet victories in this online game. Rating five complimentary Whales together a winnings range and also you’ll carry aboard 900 times your own bullet bet. If you smack the jackpot, might end up being the manager of your own limitation position win (and it is 900,one hundred thousand credits). You are able to do that in the shape of Dolphins, and this should be to your active line.

    You’ve Claimed a no cost Twist

    However, the fresh Dolphin’s Pearl position away from Novomatic will be an exception because this game means among the better dolphin slots. There are many dolphin online game free of charge online, however, couple may come nearby the average payout boasted because of the Dolphin’s Pearl. These types of on the internet payment services are ideal for online gambling and they are available around the world, having PayPal being the most popular in history. An educated casinos on the internet one fee to help you Us people have higher video game alternatives, regular bonuses, plenty of withdrawal choices, and you can educated customer service. Overseas websites do below broad certification one allows them suffice of several jurisdictions. Dolphin’s Pearl Luxury serves those who take pleasure in game play who has each other old-fashioned and you can brand-new elements to help you it.

    Dolphin’s Pearl™ has

    The fresh to play diversity here is good for novices out from the new $0.1-$fifty, it may be hard to focus high rollers the person you’ll desire the new adventure away from huge bets. Dolphin’s Pearl has 5 reels, step 3 rows and 9 manually variable paylines. That have an RTP from 96.2% the probability of large gains is generally highest, although the higher difference might be a cause of question. The regular signs out of A good, K, Q, J, 9, and you can ten offer a variety of 0.2x-12.5x.

    Novomatic features packed this game with five reels without a lot more than just 10 paylines and this specific may think do reduce effective possible within this game. It truly is a little a contrast to preferred faith while the Novomatic made sure so you can prepare it with some as an alternative enjoyable features. Wildz Local casino now offers plenty of place guidance while you are the truly because the handmade cards, e-purses and you will monetary transmits. Novomatic, an excellent titan in the gambling enterprise betting industry, provides skilled gamblers which have some legendary ports more latest ages. On the daring Publication away from Ra for the a good fresh fruit-inspired Sensuous, per game brings its novel style for the desk. She already been at the OLBG in the 2014 along with her reputation refers to performing high posts and seeking following selling pastime.

    Participants’ conformity with individuals if you don’t all foregoing will maybe not within the people means impact the enforceability for the Waiver and you may Release. Since the advised in case your video game is prepared, excite hop out your own email below. Other Television avenues based in Chișinău is actually Top-notch Television Chișinău, First, Jurnal Television, Publika Tv, CTC, DTV, Euro Tv, TV8, etc. And tv, really Moldovan sent and you may papers groups brings the head office outside of the metropolis. Moldova Authorities Drink Just go and you could potentially Take in Taking was find for each one year in the 1st sunday of Oct, regarding your Chișinău.

    A player decides vehicle-spin and wait for the combinations to see if they have won from them. It’s the next from the spread out and will change all of the almost every other simple signs but the new spread. In the event the a new player bets that have 100 gold coins and produces 5 of these symbols, they could unlock 90,000 gold coins. Just in case a gamer gains and you may an untamed symbol is roofed, the rewards are often doubled. Taking about three oysters in a row will give you 15 totally free spins to work alongside.

    • A very popular provide to the more knowledgeable casino player, cashback do what it says for the tin.
    • The following symbol ‘s the Nuts dolphin symbol that can play as the any icon except the newest Scatter and you may contributes a-two minutes multiplier to the successful contours which can be provided.
    • For individuals who’lso are a black-jack specialist, you’ll see plenty of options to choose from, and European and you will Antique names.
    • Totally free Game is played with exact same quantity of win traces and you may bet because the game where these were brought about.

    Because the a great Spread out it does be involved in a winnings whether or not they doesn’t house to your a win line. In case your right amount out of Pearls appears immediately after a go they lead to the brand new Secure-and-Twist element where also they are important. The full payment and the come back to athlete payment are very decent, specifically due to the fact that all of the collection for the Nuts icon tend to twice as much payment. Whatsoever, actually 12 months produces loads of difference in the brand new field of online game framework. He or she is Hd and are not affected by kind of tool a gamer is using to experience. It compatibility gets people the flexibility away from to play out of one place one to amenities her or him.

    Or even Santa’s Riches to possess an excellent 6×5 grid with fifty paylines one help the amount of profitable combinations. You’ll in addition to discover seaside dogs, for instance the lobster, stingray, seahorse, angelfish, and you may quick fish. Meanwhile, unique symbols on the game are the dolphin nuts and you will pearls Give.

    Comparable slots

    We offer big winning odds within the Thunder Dollars Dolphin’s Pearl to your five reels with 10 outlines and numerous symbols which have a keen oceanic construction. Somebody profitable revolves score addressed in order to an excellent 3x multiplier which have profits trebled. Therefore a good grid packed with wilds will result in a good 27,one hundred x options percentage. The newest RTP rate is 95.13%, that’s below the on the web mediocre out of 96%. But not, it’s based on assets gambling enterprises, in which this video game got its start.

    Before you can set the brand new reels in the action, be sure to discover choice value and this increases to €a hundred. The amount will likely be modified because of the really worth for every range very create yes the thing is that the balance you like with this higher volatility slot which can have you ever opting for days as opposed to a single victory. Dolphin’s Pearl Luxury takes you strong regarding the water so you finest keep your own inhale. Novomatic filled the game with epic images and more sensational gameplay that’s merely a spigot of a key away. Which on the internet condition will bring a smooth thus constantly intimate ecosystem, filled with old-fashioned witchcraft and miracle artwork. Here is the first off the newest Werewolf collection video game regarding the Spinomenal one tells the newest Werewolf’s tale.

    Lionel Bryant

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  • Innovations Changing the Way We Secure Critical Information

    In an era where data is generated and transmitted at an unprecedented pace, safeguarding sensitive information has become more challenging, and more essential, than ever before. Emerging technologies are reshaping how organizations defend their digital assets, moving beyond traditional firewalls and passwords to more dynamic, intelligent, and context-aware solutions. This evolution isn’t just about patching holes; it’s about rethinking how we approach data protection from the ground up.

    From Classic Encryption to Contextual Data Protection

    For decades, encryption has served as one of the foundational tools in protecting data from unauthorized access. Whether data is at rest on a server or in transit across the internet, encryption ensures that only those with the correct decryption key can read it. However, as organizations expanded into cloud services, remote access, and global collaboration, encryption alone began to feel insufficient.

    The next wave of data security emphasizes contextual data protection: policies that adjust in real time based on user behavior, device trust, location, and even the sensitivity of the data itself. Instead of one-size-fits-all encryption, systems can now dynamically apply stricter controls when risk is higher—for example, when an employee accesses financial records from an unknown device or location. This reduces the risk of data leakage without creating overly restrictive barriers for everyday operations.

    Zero-Trust Architecture: “Never Trust, Always Verify”

    A paradigm that has gained traction in recent years is the zero-trust architecture. Rather than assuming everything inside a network is safe, zero trust treats every access request as potentially hostile until proven otherwise. This means continuous verification of identity, device health, and permission levels—not just at login, but every time data is accessed.

    With zero trust, internal threats and external hacks become significantly harder to execute. Even if an attacker breaches the periphery, they still must clear multiple gates to reach sensitive data. This layered approach adds resilience and dramatically reduces the attack surface, providing a stronger guarantee that critical information stays under lock and key.

    AI-Powered Threat Detection and Response

    One of the most transformative innovations in data security is the rise of AI-driven threat detection. AI systems can monitor enormous volumes of activity in real time, spotting subtle anomalies and flagging suspicious behavior long before a traditional rule-based system might trigger an alert.

    Pattern recognition algorithms can learn what “normal” looks like for an organization—typical login times, customary device usage, common access paths—and instantly highlight deviations. For example, if someone suddenly downloads a large batch of confidential files at 3 a.m. from a foreign IP address, AI systems will raise red flags. Some advanced solutions even automate responses: locking accounts, requiring multi-factor authentication, or quarantining suspicious data, all in seconds.

    A growing trend is to combine these AI capabilities with platforms designed specifically to secure data across hybrid and multi-cloud environments. For instance, by adopting an AI data security platform, organizations can gain visibility into sensitive data stores, monitor access patterns, and apply granular policies across the entire digital estate, often with minimal disruption to legitimate workflows.

    Behavior Analytics and User Risk Scoring

    Beyond device protection and encryption, modern security systems are increasingly focusing on the human factor: the behavior of users. Behavior analytics tracks patterns: what files are accessed, how often, at what times, and from which locations or devices, then builds a baseline profile for each user. If behavior strays from that baseline, the system can escalate privileges, trigger additional authentication, or block access altogether.

    This dynamic user risk scoring offers a powerful advantage: it helps distinguish between legitimate but unusual behavior (like working late one night) and truly malicious actions (such as a compromised account exfiltrating data). By doing so, it mitigates insider threats and reduces the need for invasive monitoring or blanket restrictions.

    The Future: Automated Compliance and Self-Healing Systems

    Looking forward, the next frontier in data protection merges automation, self-healing infrastructure, and regulatory compliance. As laws around data handling tighten, organizations will increasingly rely on systems that can automatically enforce compliance policies, flag regulatory risks, and generate audit trails.

    Self-healing architectures could detect a breach, isolate affected segments, revoke compromised credentials, and restore clean backups—all with minimal human intervention. The goal is to ensure that even in the face of an attack, disruption is limited and damage is contained.

    Conclusion

    Securing critical information is no longer just about keeping intruders out; it’s about continuous evaluation, adaptive defenses, and intelligent automation. Innovations such as contextual encryption, zero-trust architecture, AI-driven threat detection, behavior analytics, and self-healing systems are transforming data protection from a static castle wall into a responsive, living shield. Organizations that embrace these advances will not only guard their sensitive data more effectively but stay one step ahead in a rapidly evolving threat landscape.

    Robert

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  • 3 AI Skills For Better Content Creation –

    I already wrote about moving my 15-year-old blog from WordPress to Cloudflare. What I didn’t mention is what came out of that process besides a faster website: three AI tools (Claude skills, precisely) that I now use regularly and decided to open-source. For context, these apply to a WordPress backed website, but served statically via Cloudflare Pages.

    If you manage any kind of content at scale — a blog, documentation, a knowledge base — these might save you some headaches.

    Link Analyzer: Fix What’s Broken

    First problem: after 1,300+ posts and multiple URL structure changes over the years, I had no idea what was broken. Hundreds of dead links, orphan pages that even I forgot existed, posts linking to themselves in weird loops.

    The Link Analyzer crawls your static site and tells you:

    • Which links are dead
    • Which pages have zero inbound links (orphans)
    • Which pages link too much or too little
    • Overall linking health

    I ran it, got a report, fixed the critical stuff first. Simple.

    SEO WordPress Manager: Smart Batch Updates

    Some of my meta descriptions were written in 2012. They were… not great. Updating them one by one through the WordPress admin? For hundreds of posts? No thanks.

    This tool connects to WordPress via GraphQL and lets you batch update Yoast SEO fields — titles, descriptions, focus keyphrases. It has a preview mode so you can see changes before applying them, and it tracks progress so you can stop and resume.

    I used Claude to help generate better descriptions based on the actual content, then pushed them in batches. What would have taken weeks took an afternoon.

    Astro CTA Injector: Smart Placement

    Old posts had CTAs for products I don’t sell anymore. New posts needed CTAs but adding them manually to 1,300 articles was out of the question.

    The CTA Injector places call-to-action blocks into your content based on rules: at the end, after 50% of the article, after 60%, or after specific headings. It scores content for relevance so you’re not putting a productivity app CTA into a post about travel photography.

    It also tracks what it changed, so you can roll back if something looks off.

    Automation With A Dash of Brain

    All these skills are basically automation with a brain attached. Repetitive tasks with a thin layer of understanding on top.

    The difference between traditional scripts and AI-assisted tools is context. A script replaces text. An AI tool can read a post about financial habits and decide it deserves a different CTA than a post about location independence.

    I still review the output. But reviewing is much faster than creating from scratch.

    This is what I meant when I wrote about AI and jobs — the tech doesn’t replace judgment, it lets you apply your judgment to more stuff in less time.

    Get the Tools

    You can find these on GitHub: claude-content-skills

    They’re built as Claude Code skills, but the patterns work elsewhere. MIT license, use them however you want.

    If you’re managing a content archive that needs cleanup, give them a shot. Worst case, you’ll find out how many broken links you’ve been ignoring.

    dragos@dragosroua.com (Dragos Roua)

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  • Beatitude: Poet John Keene’s Spell Against Despair

    How do we live whole in a breaking world? It helps to bless what is simply for being. It helps to thank everything for its unbidden everythingness. And still we need help — help holding on to the beauty amid the brutality, help stripping the armors of certainty to be complicated by contraction and more tenderly entire with one another, help seeing the variousness of the world more clearly in order to love it more deeply.

    The help of a lifetime comes from John Keene’s poem “Beatitude” — a poem partway between mantra and manifesto, a protest in the form of prayer, a spell against indifference, broadening Amiri Baraka’s instruction to “love all things that make you strong” and deepening Leonard Cohen’s instruction for what to do with those who harm you, carrying the torch Whitman lit when he urged us to “love the earth and sun and the animals” and every atom of one another, all the while speaking in a voice entirely original yet sonorous with the universal in us. It is read here to the accompaniment of Zoë Keating’s perfect “Optimist.”

    BEATITUDE
    by John Keene

    Love everything
    Love the sky and sea, trees and rivers,
          mountains and abysses.
    Love animals, and not just because you are one.
    Love your parents and your children,
          even if you have none.
    Love your spouse or partner,
          no matter what either word means to you.
    Love until you create a cavern in your loving,
          until it seethes like a volcano.
    Love everytime.
    Love your enemies.
    Love the enemies of your enemies.
    Love those whose very idea of love is hate.
    Love the liars and the fakes.
    Love the tattletales and the hypercrits, the hucksters and the traitors.
    Love the thieves because everyone has thought
          of stealing something at least once.
    Love the rich who live only to empty
          your purse or wallet.
    Love the poverty of your empty coin purse or wallet.
    Love your piss and sweat and shit.
    Love your and others’ chatter and its proof of the expansiveness
          of nothingness.
    Love your shadows and their silent censure.
    Love your fears, yesterday’s and tomorrow’s.
    Love your yesterdays and tomorrows.
    Love your beginning and your end.
    Love the fact that your end is another beginning,
          or could be, for someone else.
    Love yourself, but not too much
          that you cannot love everything and everyone else.
    Love everywhere.
    Love in the absence of love.
    Love the monsters breeding
          in every corner of the city and suburb,
          all throughout the soil of the countryside.
    Love the monster breeding inside you and slaughter him
          with love.
    Love the shipwreck of your body, your mind’s
          salted garden.
    Love love.

    “Beatitude” comes from the elixir that is Keene’s Punks: New & Selected Poems (public library). Couple it with Ellen Bass’s kindred ode to the courage of tenderness, then revisit George Saunders on how to love the world more and Rumi on the art of choosing love over not-love.

    Maria Popova

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  • 10 Research-Backed Steps to Create Real Change This New Year

    Every New Year, we make plans and set goals, but often repeat old patterns.

    Knowledge is not the problem. Most of us already know what we need to do. It’s not motivation or even discipline.

    The biggest challenge is closing the gap between knowing what to do and actually doing it. If you want this year to be different, here are the 10 things you must do to create real, lasting change.

    1. Work With Your Subconscious, Not Just Your Willpower

    You live most of your life on autopilot. Only 5 per cent of your daily thoughts are conscious. The other 95 per cent comes from your subconscious, where your beliefs, habits, fears, and identity live.

    If your subconscious is still programmed with old patterns, you will keep repeating them, no matter how motivated you feel on January 1st. Real change starts by reprogramming the part of you that actually runs your life.

    2. Update Your Identity, Not Just Your Goals

    The identity you hold within sets your limits; you cannot outperform it.

    The classic story of the “$5,000-a-year salesman” in Maxwell Maltz’s Psycho-Cybernetics, is a perfect example: no matter which territory he worked in, poor or excellent, the salesman always earned the same amount. His behaviour matched his belief.

    Your identity sets the upper limit for what you can achieve, like a ceiling you cannot rise above unless you change how you see yourself. To achieve new results, first make a decision: Who are you becoming?

    3. Regulate Your Nervous System Before You Try to Change Your Life

    Every time you attempt something new, your body asks: “Is this safe?” If your nervous system is still wired for last year’s stress, you will unconsciously: procrastinate, overthink, lose motivation, exhaust yourself, fall back into old habits, seek comfort instead of growth.

    These actions do not reflect flaws. Instead, they represent protection responses. Change feels simpler when your body senses safety.

    4. Stop Confusing Talking About Change With Actual Change

    Psychologists Jeffrey Pfeffer and Robert Sutton found that many individuals and organisations mistake talk for progress. Books, workshops, goal discussions, and plans may feel productive.

    Yet they create no change unless you consistently translate them into action. Consistent action, not intention or discussion, drives real change.

    5. Write Your Goals Down (It Increases Success by 33 Per cent)

    Dr Gail Matthews’ research identified three actions that increase success:

    People who perform these three steps are 33 per cent more successful than those who keep goals in their head. Writing your goals down clarifies your vision. Accountability arises when you share those ambitions with someone you trust.

    Tracking your progress diligently leads to momentum. Writing goals bridges the Knowing–Doing Gap.

    6. Build a Vision That Pulls You Forward

    You think in pictures. Whatever image you repeatedly hold, your brain moves toward that direction.

    Whether you’re improving your finances, career, relationships, or personal growth, you need a picture of the future that inspires you more than your excuses. A compelling vision makes discipline easier.

    7. Replace Old Mental Programming Through Repetition

    Your subconscious believes whatever it hears repeatedly. Maybe you’ve spent years repeating phrases like:

    • “It’s too hard.”
    • “I can’t do it.”
    • “It never works for me.”
    • “This is just who I am.”

    Your subconscious has been faithfully performing its function. To change your inner script, you must feed it new inputs, through affirmations and declaring the truth about who you really are.

    Develop a practice of journaling and reflection to identify beliefs that no longer serve you. To renew your mind, persistently repeat new thoughts.

    8. Surround Yourself With Expanders, Not Limiters

    You are shaped by the average of the five people you spend the most time with. If you surround yourself with people who complain, limit themselves, or settle, their mindset becomes your norm. Instead, surround yourself with people who:

    • Take bold action
    • Challenge themselves
    • Break generational patterns
    • Think abundantly
    • Pursue growth

    You will begin to rise to their level. Your environment actively moulds your behaviour. Where you end up in life is often shaped by what surrounds you. Surround yourself with uplifting voices.

    9. Take Action Immediately (The Brain Forgets 80 Per cent Within a Day)

    Research from the University of Texas shows that if you don’t apply new knowledge immediately, you lose most of it within 24 hours. Through taking action, true learning happens. Confidence is built through action.

    By acting, you also recondition your nervous system. Only through action can you bridge the Knowing–Doing Gap. You might never feel ready; don’t let that stop you from starting today. Take action now; make adjustments as you proceed.

    10. Align Your Spirit Before You Align Your Strategy

    You are not just mind and body. You are a spirit. And meaningful change requires inner alignment. Develop spiritual disciplines such as meditation, prayer, gratitude and reflection on Scripture and wisdom.

    In a world filled with distraction it’s more important than ever to set aside time to be still. Silence quiets the mind and allows you to hear the guidance the Spirit is constantly whispering to you.

    When your soul feels centred and your nervous system calm, change shifts from pressure to a natural process of growth. True transformation happens from the inside out.

    The New Year Will Not Change You But You Can Change This Year

    Change doesn’t happen because the calendar resets. Change happens when you reset your thoughts, beliefs and identity, and shift your environment and your actions to match your true spiritual centre.

    You are not behind. You are not stuck. You are being invited to update the underlying systems and patterns, your mental, emotional, and behavioural routines, that shape your life every day.

    This can be the year you turn knowing into action and become who you aspire to be. Your future is waiting for your agreement.

    The post 10 Research-Backed Steps to Create Real Change This New Year appeared first on Addicted 2 Success.

    Dr Mary Mkandawire

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  • Lessons From Our Favorite Productivity Books

    Asian Efficiency is one of the leading productivity training companies. We help people become more productive at work and in life. We believe that you should be able to get everything done without having to sacrifice your health, family and things that matter to you. We’ve helped millions of people save time, be happier, and become more productive.

    Asian Efficiency Team

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  • How to Budget for Dental Implants Without Compromising on Quality

    Key Takeaways

    • Understand all cost elements involved in dental implants to avoid unexpected expenses.
    • Explore various financing, insurance, and discount options to make implants more affordable.
    • Prioritize quality and be cautious of low-cost offers that may compromise your health.
    • Utilize health savings accounts and dental schools to maximize savings without reducing care standards.

    Dental implants can completely transform your smile, but the total cost is often a concern for many. Fortunately, by taking a thoughtful approach and understanding all available financing options, you can ensure that the treatment aligns with your budget while maintaining the high standards necessary for a successful outcome.

    Knowing how to budget for implants helps avoid unnecessary debt and financial stress. Understanding the full mouth dental implant cost Dallas, TX is a key part of this process, as it allows you to plan realistically for both the procedure and any follow-up care, ensuring you make informed decisions about your oral health.

    With the right research and financial strategies, budgeting for dental implants becomes a manageable process, supporting both oral health and your long-term financial goals. Understanding your options not only gives you peace of mind but can also make quality dental care more achievable. With numerous pathways available to patients today, finding the best financial solution is easier than ever, ensuring you never need to compromise on quality.

    Keep in mind, every treatment plan is unique, so having a conversation with a trusted dental provider will always lay a strong foundation for your budgeting journey.

    Understand the Costs Involved

    It’s essential to be aware of all aspects involved in the total price of dental implants. These typically include:

    • Consultation and Diagnostic Tests: These include exams, X-rays, and 3D imaging to create a thorough treatment plan.
    • Surgical Procedure: Placement of the implant, involving advanced technology and skilled professionals.
    • Abutment and Crown: The connecting piece and replacement tooth, both crafted for durability and natural aesthetics.
    • Additional Procedures: Sometimes, treatments such as bone grafts or sinus lifts are recommended to prepare the jawbone for implant placement.

    Being informed about every component ensures that you prepare for the full scope of the investment and reduce the risk of unexpected expenses. According to the Centers for Disease Control and Prevention, dental health has a significant impact on overall wellness, underscoring the importance of quality care.

    Explore Financing and Payment Plans

    Patients today have more ways than ever to make dental implants affordable. Many practices offer interest-free or low-interest financing for eligible patients, with payment terms ranging from 6 to 24 months. In-house payment plans enable you to break down your bill into manageable portions, and third-party healthcare financing solutions can help further reduce initial costs.

    Always discuss available payment options directly with your dental provider, as these strategies can significantly impact how the overall costs fit into your budget.

    Consider Dental Schools for Treatment

    Dental schools offer patients significant savings—often 30-50% less than those of private clinics—without compromising on care standards. Procedures are completed by dental students under the rigorous supervision of board-certified dentists and oral surgeons. Not only does this offer affordable treatment, but it also helps in the training and development of talented new professionals.

    Look into Dental Discount Plans

    Dental discount plans, also known as dental savings plans, enable members to access lower pricing through a network of participating providers. By paying an annual membership fee, you receive discounted rates on many dental procedures, including implants. Many people find these plans fill an important gap when insurance does not provide adequate coverage.

    The American Dental Association provides more information on the prevalence of discounts and how to choose a reliable plan.

    Utilize Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs)

    If you have access to an HSA or FSA through your employer or insurance provider, you can use these pre-tax dollars to pay for eligible dental work, including implants. This financial benefit can lower your overall dental expenses by reducing taxable income. Be sure to review contribution limits and eligible expenses annually to maximize the benefits of these accounts.

    Research Insurance Coverage

    Traditional dental insurance often excludes dental implant costs, particularly if implants are considered elective procedures. However, a growing number of policies are starting to offer partial coverage if procedures are shown to be medically necessary. Some plans may help pay for related treatments (like extractions or bone grafts). Review your individual policy and speak with your insurance company for clarification, as some exceptions may apply.

    Be Cautious of Low-Cost Offers

    While advertisements for bargain implants can be tempting, low prices may hide lower-quality materials, rushed procedures, or hidden fees. It’s crucial to vet providers and ensure that every aspect of the procedure is clearly outlined in your quote. Quality should never be sacrificed, as poorly placed or manufactured implants can lead to serious health issues and additional costs for repair.

    Plan for Additional Expenses

    A comprehensive implant budget includes more than just the surgery. Plan for follow-up visits, dental hygiene appointments, potential complications, and maintenance. This holistic view enables you to anticipate costs in the months and years following implant placement, allowing you to better prepare financially for any scenario.

    Final Thoughts

    Dental implants are a valuable long-term investment in your health and quality of life. By thoroughly researching every cost component, exploring robust financing and savings options, and being vigilant about provider standards, you can create a budget that works for you—without sacrificing the high-quality care that’s essential for your lasting satisfaction and oral health.

    Robert

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  • My Location Independence Journey: From Europe to Asia (Podcast interview) –

    I was recently a guest on Inspiring Entrepreneurs (Antreprenori care Inspiră), a Romanian podcast hosted by Florin Roșoga. We had a really great conversation — we talked about leaving Romania after 40, the framework I use for choosing countries, what “home” actually means when you’ve lived in multiple places, and the unexpected path from programmer to bar owner in Vietnam.

    The podcast is in Romanian, but I’ve summarized the key insights below for English readers. You can also follow the auto-translation captions on YouTube, they do a pretty good job.

    Listen on Other Platforms

    Episode Chapters

    • 00:00 — Intro
    • 03:12 — The conversation begins
    • 08:55 — Five questions for choosing a new country
    • 21:02 — Why Portugal?
    • 25:44 — The transition to Korea
    • 31:20 — What does “home” mean?
    • 37:00 — From programmer to bar owner in Vietnam
    • 41:01 — How to meet new people in a foreign country

    The 5 Questions I Ask Before Moving to a New Country

    Over the years, I’ve created a simple framework for evaluating potential places to live. Before moving to any country, I ask myself these five questions:

    1. Can I sustain myself financially here?

    This isn’t just about cost of living — it’s about whether my income sources remain stable, whether I can work remotely without friction, and whether the financial math actually works long-term.

    2. Can I get legal status without complications?

    Visas, residency permits, tax implications. Some countries make this easy (Portugal’s NHR regime was excellent when I moved there), others create endless bureaucratic friction. The legal pathway matters more than people think.

    3. What kind of social life can I build here?

    Can I meet people? Is there a community of expats or locals open to newcomers? Can I learn the language, or at least function in English? Your social circle contracts dramatically when you move abroad — this question determines whether you’ll rebuild it or stay isolated.

    4. Does this place support my wellbeing?

    I look at practical things: walkable neighborhoods, parks, healthcare access, grocery stores, general entertainment options. The infrastructure of daily life. If the basics are difficult to reach, everything else becomes harder.

    5. How do I actually feel here after a few weeks?

    Before any permanent move, I do a two-weeks minimum test-drive. Research is useful, but nothing replaces the gut feeling you get from being there. Can I see myself here long-term, or am I just excited by novelty?

    Key Insights from the Conversation

    Moving isn’t about escaping — it’s about curiosity. Every time you change countries, entropy increases. More chaos, but also more clarity about who you really are. The chaos becomes a practice in adaptation.

    To truly change, you have to leave something behind. Not just objects — parts of your identity. You have to let a piece of yourself die. Sounds dramatic, but it’s honest. The old version of you doesn’t fit the new context.

    Accept chaos as a phase. The disorientation of a new place isn’t a problem to solve immediately. It’s evidence that you’re learning to function in the world again.

    Connection gives meaning to place. Whether it’s a bar, a meetup, or random conversations — new relationships are what transform a foreign city into somewhere you belong. The Harvard study on happiness confirms this: wellbeing depends more on the depth of human connection than material comfort.

    About Florin’s Podcast

    Inspiring Entrepreneurs is one of the longest-running entrepreneurship podcasts in Romania, with over 560 episodes. Florin has a gift for drawing out personal stories beyond the usual business talking points. If you understand Romanian, it’s worth exploring his archive.

    dragos@dragosroua.com (Dragos Roua)

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  • The Lighthouse Keeper: A Tender Illustrated Meditation on What Saves Us

    “I have always felt that a human being could only be saved by another human being,” James Baldwin wrote in one of his finest essays. “I am aware that we do not save each other very often. But I am also aware that we save each other some of the time.”

    It happens so rarely because we so often choose the wrong person to be our savior, so often try to save someone not wanting to be saved. But the saviors, the true saviors, do live among us — they are what John Berger called “the avenging heroes,” what Leonard Cohen called “the balancing monsters of love.”

    Tender and exuberant at the same time, The Lighthouse Keeper (public library) by Mexican writer Eugenio Fernández Vázquez and artist Mariana Villanueva Segovia tells the story of one such savior who looks over the stormy ocean from his lonely tower, shining his lonely light into the shoreless sea of night, always there to help those who have lost their way, those not waving but drowning, always embracing “everyone he finds floating lost and alone.”

    Page after vibrant page, we see the lighthouse keeper throw lifelines for the body and the soul. (I think of Patti Smith, who in her moving recent memoir recounts once trying to move into a defunct lighthouse; I think of how she became a lighthouse keeper anyway — it is the artists who keep us from losing our way in the dark, who save us over and over from drowning.)

    Pulsating beneath that immensity of kindness is the uneasy question of what saves the savior: How does one who gives so much to so many replenish that vital energy in order to go on giving?

    “Relationship is the fundamental truth of this world,” wrote the Indian poet and philosopher Tagore (whom Segovia’s lighthouse keeper greatly resembles in likeness). So it is that a relationship is revealed to be what sustains the savior’s spirit: The Moon “casts her spell from above” to nourish him, but who also needs his tenderness in turn, with that life-magnifying reciprocity that marks every deep and durable relationship; the Moon, who vanishes but always returns, ever-changing and eternal, like every great love.

    If you too could use a lighthouse in these dark times, here is one.

    Maria Popova

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  • Getting Stuff Done When Kids Are Home: A Parent’s Guide to Productivity

    I remember a time when my biggest challenge was deciding between a second cup of coffee or diving straight into my inbox. Life felt… simpler. Then came the beautiful chaos of kids, and suddenly, “productivity” took on a whole new meaning. It wasn’t just about managing tasks anymore; it was about navigating a minefield of Lego bricks, impromptu dance parties, and the ever-present question, “Can I have a snack?” If you’re a parent trying to juggle work and home life, especially with kids around, you know exactly what I’m talking about. It feels like you’re constantly trying to catch a greased pig while simultaneously solving a Rubik’s Cube.

    But here’s the good news: it is possible to get things done, even with little (or not-so-little) ones underfoot. It requires a shift in perspective, a healthy dose of flexibility, and a few clever strategies. We’ve all been there, trying to focus on a crucial email while a tiny human demands immediate attention for a scraped knee or a philosophical debate about why the sky is blue. It’s enough to make anyone want to pull their hair out. But what if you could create an environment where both your work and your kids could thrive, without sacrificing your sanity?

    This isn’t about achieving perfect, uninterrupted workdays. Let’s be real, that’s a fantasy for most of us. Instead, it’s about finding practical ways to integrate your work into your family life, minimizing stress, and maximizing those precious pockets of focused time. Think of it less like a rigid schedule and more like a fluid dance, where you learn to anticipate the rhythm and move with it. It’s about creating an operating system for your family that allows everyone to contribute and feel a sense of ownership over their day.

    Create a Fun Learning Environment

    One of the biggest hurdles when working from home with kids is keeping them engaged and learning without constant supervision. This is where creativity comes in. Instead of seeing their presence as a distraction, view it as an opportunity to foster independence and a love for learning.

    For example, my co-host Brooks shared how his family implemented a “Kanban for kids” system. If you’re not familiar, a Kanban board is a visual way to track tasks, moving them from “to do” to “doing” to “done.” They have a physical board with sticky notes for tasks like schoolwork, emptying the dishwasher, or getting physical activity. Each morning, they have a family huddle, similar to our daily stand-ups at Asian Efficiency, where the kids choose tasks for their “to do” column. Once all their committed tasks are “done,” they’re free to play, even if that means screen time. This approach gives kids ownership and a clear understanding of their responsibilities, reducing the need for constant nagging.

    This concept can be adapted for even younger children by using pictures instead of words. Imagine setting up “activity stations” around the house. One corner could be a “reading station” for 30 minutes, another an “arts and crafts” zone, and perhaps a “Lego station” for creative building. This breaks up their day, provides variety, and gives them a sense of purpose. Mary, a member of our team, themes her days: Mondays, Tuesdays, and Wednesdays are “reading days,” while Thursdays and Fridays are “math days.” This predictability helps kids know what to expect and reduces resistance.

    It’s about making learning and daily responsibilities feel less like chores and more like an engaging game. When kids are actively involved and have a sense of control, they’re less likely to interrupt your work. It’s a win-win: they learn valuable life skills, and you gain precious moments of uninterrupted focus.

    Create a Routine for You and Your Kids

    While flexibility is key, a consistent routine provides a much-needed framework for both you and your children. This doesn’t mean every minute needs to be scheduled, but rather establishing predictable rhythms for the day.

    For many parents, this means waking up before the kids. Brooks and his wife, for instance, use this quiet time to get a head start on their work. If you have younger children who still nap, those nap times become golden opportunities for focused work. It’s about identifying those natural windows of opportunity and capitalizing on them.

    Another effective strategy, especially if you have a partner, is to alternate “shifts.” One parent can be “on duty” with the kids for a couple of hours while the other focuses on work, then swap. This allows for dedicated blocks of uninterrupted time for both parents. While this might not be feasible for single parents, the core idea remains: find ways to carve out dedicated work time within your daily rhythm.

    Think about what works best for your family. Is it a time-based schedule, where certain activities happen at specific hours? Or is it more task-oriented, where the focus is on completing certain tasks regardless of the clock? For example, my team member Marie uses a whiteboard with a general routine for her son: walk the dogs, do chores, complete home learning, and then he earns screen time. This clear sequence of activities helps him understand expectations and manage his own time.

    The goal is to create a predictable flow that minimizes surprises and maximizes your ability to focus. It’s not about being rigid, but about building a structure that supports everyone’s needs. Remember, a routine isn’t a cage; it’s a compass that guides your day.

    Use Visual Cues to Minimize Interruptions

    Even with the best routines, interruptions happen. This is where visual cues become your secret weapon. They provide a clear, non-verbal signal to your family about your availability, especially when you need to concentrate.

    For those with a dedicated office space, a closed door can be a simple yet effective cue. My own kids generally understand that if my office door is closed, I’m in a meeting or doing focused work. But what if you’re working in a shared space, like a living room or kitchen? This is where you need to get creative.

    Megan McKearney, who shared the Kanban for kids idea, uses a simple red, yellow, and green paper system hung on the back of her laptop. Red means “do not disturb unless it’s an emergency,” yellow means “approach with caution,” and green means “it’s okay to interrupt.” This visual signal empowers kids to make informed decisions about when to approach you, reducing unnecessary interruptions.

    Another example, though a bit more elaborate, is an LED “dad’s on a call” sign that one person automated with Telegram. While that might be overkill for most, it illustrates the power of clear visual communication. The key is to find a system that works for your family and your living situation. It could be a specific hat you wear when you need to focus, a sign on your door, or even a designated “quiet time” signal.

    It’s important to remember that these cues aren’t foolproof, especially with very young children. There will be times when your signals break down, and that’s okay. The goal isn’t perfection, but rather to create a system that generally reduces interruptions and allows you to carve out those essential blocks of focused time. It’s about setting clear boundaries in a gentle, understandable way.

    Communicate Your Schedule with Others

    Finally, and perhaps most importantly, communicate your situation and schedule with everyone around you. This includes your partner, other family members, and especially your colleagues and boss. Transparency is your ally in navigating the complexities of working from home with kids.

    Don’t be afraid to let your coworkers know that you have children at home and that there might be occasional background noise or brief interruptions. Chances are, many of them are in similar situations and will be empathetic. This open communication can alleviate stress and prevent misunderstandings. For example, before a meeting, you might say, “Just a heads-up, my kids are awake, so you might hear some background noise or I might need to mute for a moment.” This sets expectations and creates a more understanding environment.

    At Asian Efficiency, we all work remotely, and many of us have kids. It’s common to hear children in the background during meetings, and it’s simply part of our reality. We understand and support each other. This collective understanding fosters a culture of flexibility and empathy.

    Remember, you don’t have to pretend everything is perfect. Be honest about your challenges and needs. If you need an extra day to complete a task, communicate that proactively. The more open you are, the more flexibility and support you’ll receive. It’s about building a network of understanding and support, both at home and at work. Your honesty will not only benefit you but also create a more compassionate and realistic work environment for everyone.

    Thanh Pham

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  • The Future is Now: Why Apple Intelligence is a Game-Changer for Your Productivity

    Remember that feeling when you first got a smartphone, and suddenly, the world was at your fingertips? Or when you discovered cloud storage, and the fear of losing your files vanished? It’s that same sense of transformative possibility that’s buzzing around Apple’s latest announcements, especially with the introduction of Apple Intelligence. It’s not just about new gadgets; it’s about a fundamental shift in how we interact with our technology, making our digital lives smoother, smarter, and significantly more productive.

    For years, my iPhone 12 Pro has been a trusty companion. It did everything I needed, and honestly, I saw no compelling reason to upgrade. A better camera lens? More storage? Nice, but not enough to justify the cost. But then came the recent WWDC, and suddenly, I felt that familiar pull. The kind that makes you think, “Okay, this is different. This is something I want to be a part of.” It’s not just me; my co-host Brooks Duncan, who’s usually pretty pragmatic about tech upgrades, felt it too. This isn’t just another incremental update; it’s a leap forward, especially for anyone serious about productivity.

    The Calculator App: A Glimpse into the Future of Work

    One of the most talked-about features, surprisingly, was the iPad’s new calculator app. On the surface, it sounds underwhelming. A calculator? Finally? But then they showed “Math Notes.” Imagine writing out complex equations with your Apple Pencil, and as soon as you add an equal sign, the solution appears instantly. You can even update variables, and the results recalculate in real time. It’s mind-blowing.

    This isn’t just a cool party trick; it’s a powerful illustration of how AI will reshape our work. In my Four-Day AI Sprints course, I always point out that the future of work is AI-driven. We don’t need to understand every detail of how a tool works; we just need to know how to use it effectively. Think about driving a car. You rarely know the mechanics behind the engine, but you still drive it effortlessly from point A to point B. The same principle applies here.

    Apple Intelligence: Embracing the AI Era

    Apple has opted for the term “Apple Intelligence” rather than just AI. This not only highlights their smart branding but also underscores their focus on privacy. A key feature is on-device processing that keeps most of your personal data right there on your device or in a private cloud environment. It takes away a lot of the fear about data being shared more broadly.

    Your iPhone harbors a treasure trove of personal data: photos, notes, app histories, and more. By using this unique data set as a personal large language model, Apple Intelligence learns your habits and preferences. Imagine Siri not only hearing your commands but anticipating them – like automatically ordering your favorite coffee after your morning workout or suggesting a protein shake when you’re running low. This is a glimpse into a future where technology works for you in the background, quietly enhancing your efficiency.

    Beyond the Basics: Features to Enhance Your Daily Workflow

    Along with upgrades to Siri, there are several new features designed to improve your daily productivity:

    Priority Notifications: Instead of drowning in non-essential alerts, Apple Intelligence learns which notifications truly matter and brings them to the forefront.

    Enhanced Focus Modes: These are not about shutting everything out, but about intelligently filtering interruptions so you stay in the zone during deep work sessions.

    Integrated Writing Tools: Picture drafting an email in Apple Mail or a document in Pages where a single tap can polish your text—making it more professional or concise—without needing to jump between apps.

    And that’s not all. There are subtle innovations like improved window management on macOS, intuitive home screen customizations, and even scheduling for text messages. While these might seem small on their own, together they create a seamless, powerful digital environment that lets you get more done without extra effort.

    Thanh Pham

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  • The Secret to a Good Weekend: A Blueprint for Recharging, Connecting, and Embracing Flexibility

    I remember a time when my weekends felt like marathons. I was over-scheduled, rushing from one event to the next, always feeling like I had missed out on something. Even though I was busy all the time, I never felt truly refreshed at the end of the days. It wasn’t until I took a step back and asked myself one simple question – what would make my weekend really good – that everything changed. This realization transformed even the busiest of weekends into precious time for rejuvenation and growth.

    Today, I want to share a simple blueprint to help you design a weekend that leaves you feeling recharged and ready for the week ahead. Whether you’re juggling work, family, or personal projects, learning to create balance on your days off can be a game-changer. Let’s dive into how you can intentionally shape your weekend to boost your overall well-being.

    1. Define Your Ideal Weekend

    Have you ever stopped to think about what a good weekend really means to you? For some, it might be a day of total rest; for others, it could include a mix of meaningful activities and relaxed downtime. The first step is to clearly define what success looks like at the end of your weekend.

    • Ask Yourself: What would make your weekend feel truly successful? Write down one or two ideas that are non-negotiable for your happiness. For example, it could be having a quiet morning to yourself, getting outdoors, or spending quality time with a friend.
    • Pick a Flag: Choose at least one key activity or experience that will serve as your anchor. This might be a morning walk in nature or a long, undisturbed coffee break. Having that one centerpiece helps ground your weekend in something that matters to you.

    Reflect on this: When was the last time you intentionally planned your leisure time instead of just reacting to what came your way? This simple step can make all the difference.

    2. Cherish Quality Time with People You Care About

    One of the most potent ingredients for a good weekend is quality time with people who lift you up. I learned early on that the energy from genuine connections can be a secret weapon in resetting your mindset. It isn’t about filling every moment with interactions; rather, it is about choosing meaningful, uplifting encounters.

    Consider these actionable tips:

    1. Make a List: Think of three to five people who add positive energy to your life. These might be close friends or family members you haven’t connected with in a while.
    2. Set a Plan: Decide on an activity that feels natural and satisfying. It might be a shared meal, a casual outing, or even a simple phone call to check in with someone.
    3. Say No to Obligations: Not every invitation is a must. If spending time with a certain group feels like an obligation rather than a joy, allow yourself the space to skip it.

    Remember, research shows that spending time with people you care about can boost your life satisfaction significantly. What small step can you take this weekend to deepen a meaningful connection? Sometimes, it’s the simple act of reaching out that makes all the difference.

    3. Embrace Spontaneity by Leaving Room for Flexibility

    Having a plan is important, but so is leaving space for the unexpected. I used to fill my weekends with tightly packed schedules until I realized that over-committing can drain your energy and stifle creativity. The key is finding a balance between structure and spontaneity.

    Why Flexibility Matters:

    • Unexpected Opportunities: Sometimes the best ideas or moments happen when you least expect them. Leaving gaps in your schedule gives you the freedom to explore these opportunities.
    • Reduce Stress: A packed calendar can become overwhelming. When you leave open blocks of time, you give yourself the breathing room needed to recharge.
    • Personal Reflection: An unstructured period can be a great time for a personal check-in. Think about what you need in that moment without a strict agenda pressing you.

    Consider applying these ideas:

    • Limit your weekend commitments by scheduling only the essential activities.
    • Block out at least one long period where nothing is planned. Use this time for exercise, a hobby, or simply to relax.
    • When an unexpected invitation comes up, having free space on your calendar makes it much easier to say yes.

    Ask yourself: Would you rather stick to a rigid plan or allow yourself the possibility of a delightful surprise?

    Bringing It All Together: Your Weekend Blueprint

    A good weekend is not about being busy; it is about being intentional with your time. Here’s a simple framework to design a weekend that nourishes both your body and mind:

    1. Start with Intention: Decide one key thing that will define your weekend. It could be as simple as spending an hour outdoors or reading your favorite book.
    2. Prioritize Meaningful Connections: Touch base with the people who add value to your life, even if it means just a quick coffee or a text conversation.
    3. Keep It Flexible: Don’t pressure yourself to stick to a master schedule. Allow for flexibility so that you can enjoy spontaneous moments without guilt.

    By following this blueprint, you can transform your weekends from a series of tasks into a restorative ritual that propels you into the coming week with clarity and vigor.

    Final Thoughts

    Your weekend holds the potential to reset your mindset for the entire week. Instead of letting it slip away in reaction to endless obligations, take control and shape your off days into something that truly matters. Ask yourself what would make your weekend truly good, invest in meaningful relationships, and always leave room for the unexpected in your schedule.

    Next time you approach the weekend, reflect on these steps. What small change can you make that will have a big impact on your energy and productivity? Try setting one clear intention for your weekend and see how it transforms your outlook. It might just be the breakthrough you need to balance the demands of a busy life with the enjoyment of truly living.

    Remember, a good weekend is not a luxury—it’s an essential part of sustaining a productive and fulfilling life. Before your next busy week begins, give yourself permission to take a step back, relax, and recharge.

    Thanh Pham

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  • 441 – The 3 Time Mistakes Keeping You Broke And Burnt Out – Early To Rise

    Most entrepreneurs don’t realize they’re losing thousands of dollars — and years of their life — to three hidden time mistakes they repeat every single day. In this episode, I reveal the exact habits that keep founders stuck in reactivity, anxiety, and low-value work, and how to break free with small, powerful shifts that compound into massive results. You’ll learn why vague goals, wasted mornings, and mental clutter sabotage your income more than any marketing problem ever could.


    I also show you how to reclaim your focus, protect your peace, and finally build the structure that allows your business and your freedom to scale together. If you’re ready to stop being busy and start owning your time, this episode gives you the blueprint to work less, earn more, and make every day count.


    Let me know what you think of today’s episode! Did you learn something new? Am I missing something? Is there something that has or hasn’t worked for you in your path to success? Send me an IG DM or email and let me know how I can help you level up in life.

    Craig Ballantyne

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  • Unlock Your Hidden Energy: Why Prioritizing Your Power Zones Transforms Productivity

    Ever feel like you’re running on fumes, even when you’ve technically got the time to tackle your to-do list? You’ve blocked out an hour for that big project, but when the time comes, your brain feels like it’s wading through treacle. You might think it’s procrastination, or a lack of interest, but often, it’s simply an energy problem. It’s like having a supercar with an empty fuel tank—all the potential in the world, but no way to get moving.

    This isn’t just about having enough hours in the day; it’s about having the right kind of energy for the right tasks. We often focus on time management, but the truth is, energy management is the silent, powerful engine behind true productivity. When your energy is aligned with your tasks, everything flows better, feels easier, and gets done more effectively.

    Understanding Your Energy Cycles: Are You a Morning Person, Night Owl, or Something Else?

    Think back to your college days. Were you burning the midnight oil, or were you up with the sun, ready to conquer the world? For many of us, those energy patterns shift over time. I used to be a night owl in college, then a super early morning person in my 20s, and now I’m more of a mid-morning guy, hitting my stride around [7:30] or 8 AM. My co-host, Brooks, has gone the opposite way, becoming an extreme morning person who’s ready for bed by 9 PM.

    The key here is self-awareness. We all have natural peaks and valleys in our energy throughout the day. A night owl feels most energetic and focused late in the day, while a morning person thrives in the early hours. Some of us are somewhere in the middle. Knowing your unique cycle is the ultimate productivity hack.

    > When do you typically have your peaks and valleys?

    For me, my peak energy and creativity hit between 8 AM and noon. Once I realized this, I made a conscious shift. I used to work out in the mornings, but that was when my brain was at its sharpest. So, I moved my workouts to the afternoons, when my energy naturally dips. This allowed me to dedicate my peak hours to high-energy tasks like scripting, content creation, and writing newsletters—anything that required deep thinking and focus. The result? My work became more enjoyable, I got more done, and things just felt easier. Even though I was doing the same activities, simply changing the order made a world of difference.

    Now, you might be thinking, “But Thanh, I don’t have a flexible schedule like that. I work a 9-to-5!” And I get it. But even within a fixed schedule, there are powerful tweaks you can make.

    Aligning Tasks with Your Energy: High, Medium, and Low

    Imagine categorizing your tasks not just by urgency, but by the energy they demand. This is a concept I experimented with years ago, even trying to label tasks in OmniFocus as “high energy,” “medium energy,” or “low energy.” While I didn’t stick with the rigid system long-term (it can get a bit too “fiddly,” as Brooks would say), the exercise itself was incredibly insightful.

    It forces you to take inventory of your to-do list and truly understand what each task requires from you. Most people struggle to identify what’s truly important, so everything looks equally urgent. But when you add the energy component, you gain a new lens for strategic planning.

    What would be a high, medium, and low energy task for you?

    For me, high-energy tasks are anything that requires deep thinking and creativity: scripting, content creation, writing newsletters, teaching. Medium-energy tasks are those that require focus but less intense thought, like creating outlines or double-checking someone’s work. Low-energy tasks are administrative: checking emails, uploading files, attending routine meetings.

    Brooks, as a content creator, also identifies building courses, making and editing videos, and live presentations as high-energy activities. He pushes tasks like organizing, learning new skills, or reviewing tickets to his lower-energy periods. The goal is to front-load your day with your most demanding work during your peak energy times.

    Practical Strategies for Maximizing Your Energy

    Even if you have a fixed 9-to-5, you can implement these strategies to align your energy with your work:

    • Block Off Your Peak Times: If possible, block out time on your calendar during your peak energy periods. Even if you don’t know exactly what you’ll be working on, this protects your focus time from meetings and interruptions. You can fill in the specific tasks later. If someone tries to book you during your peak, suggest an afternoon slot when your energy is naturally lower. This isn’t about being unavailable; it’s about protecting your most valuable asset—your focused energy.
    • Delegate or Automate Low-Energy Tasks: If you have a team, an intern, or even the possibility of using AI tools, offload those low-energy tasks. Why spend your precious mental fuel on something that can be done by someone else or automated? Tools like ChatGPT and other AI solutions are transforming how we handle mundane tasks, freeing up your time and energy for higher-value work.
    • Question the Timing: As Brooks wisely points out, we often feel compelled to do things immediately, especially if we’re people-pleasers. But sometimes, you have more leeway than you think. If someone asks you to do something, it’s okay to clarify the deadline or suggest a later time. A simple, “Is it possible to do this next week?” can often be met with a “Yes, no problem,” saving your energy for when you truly need it.
    • Embrace Movement and Micro-Breaks: You don’t need a full nap (though if you can swing it, go for it!). Even small movements can recharge you. Get up from your desk, go for a short walk, grab a glass of water (or, like Brooks, use a smaller mug to force more trips to the kitchen!). I make it a point to walk for 10 minutes after every meal to aid digestion and boost energy. These little shifts prevent you from being chained to your desk and can significantly impact your energy levels.
    • Prioritize Breaks and Recovery: This is perhaps the most underrated productivity hack. Most people don’t take enough breaks. For every 90 minutes of work, aim for a 15-30 minute break. These aren’t periods to feel guilty about; they’re active recovery. Think of them as pit stops for your brain. A 10-minute meditation with an app like Calm can reset your mind, giving you a fresh start. If you can get two hours of uninterrupted, focused work in an eight-hour day, that’s a win. The rest of the time is for breaks, lower-energy tasks, and recovery.

    Building Self-Awareness for Lasting Change

    To truly master energy management, you need to understand yourself. Tools like fitness trackers (Apple Watch, Oura Ring) can provide data on your sleep and energy patterns. Journaling is another powerful way to track your peaks and valleys, helping you identify what boosts or drains your energy. Ask yourself: “How am I feeling right now?” and then, “What made me feel this way?” This deeper reflection helps you uncover patterns and make informed adjustments.

    Remember, the goal isn’t to work harder, but to work smarter by aligning your efforts with your natural energy flow. By understanding your unique energy cycles and strategically planning your day, you can unlock a new level of productivity without sacrificing your well-being.

    Thanh Pham

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  • The Secret to a Productive Day: It Starts Before You Think

    I used to think productivity was all about cramming more into my day. I’d wake up, immediately dive into emails, and try to tackle my to-do list before my coffee even kicked in. The result? A constant feeling of being rushed, overwhelmed, and frankly, not very productive at all. It felt like I was always playing catch-up, and my days often ended with me feeling drained and unaccomplished.

    Then I realized something crucial: true productivity isn’t about doing more, it’s about setting yourself up for success. And for me, that revelation came through understanding the power of what we at Asian Efficiency call a “rise ritual.” It’s not just a morning routine; it’s a personalized set of actions you take after waking up, whenever that may be, to prime your mind and body for a focused and effective day. This isn’t about rigid schedules or waking up at 4 AM (unless that works for you!). It’s about intentionality and creating space for yourself before the demands of the day take over.

    Make Time, Don’t Find Time

    One of the biggest misconceptions about a rise ritual is that you need to “find” time for it. The truth is, you have to make time. For years, I struggled with this. Living in Los Angeles, my mornings were a blur of rushing to work, often eating in the car. I wanted a morning routine, but it felt impossible to fit in. I was already lacking sleep, going to bed late, and waking up just in time to commute.

    My breakthrough came when I stopped trying to wake up earlier and instead focused on going to bed earlier. It sounds simple, but it was a game-changer. By shifting my bedtime, I created the space I needed to actually implement a routine. I could read, reflect, and prepare for the day without feeling like I was sacrificing precious sleep or rushing through everything. This wasn’t about magically hoping for a different tomorrow; it was about intentionally adjusting my habits to support my goals.

    Many people fall into the trap of trying to force an “ideal” routine into an unrealistic schedule. They envision doing yoga, planning their day, reading a chapter, and calling friends, all before the kids are up or an early meeting starts. Life happens. Kids, commutes, early meetings across time zones, unexpected surprises – these all impact your morning. The key is to assess your current situation and see what you can adjust. Maybe it’s your sleep pattern, like it was for me. Maybe it’s doing some “pre-work” the night before, like planning your day in the evening instead of the morning. The goal is to create a realistic time duration you can commit to, even if it means stacking tasks or making small adjustments.

    *What small adjustment can you make today to create more space for yourself in the morning?

    Personalize Your Routine: One Size Does Not Fit All

    I’ll admit, I used to be a sucker for reading about other people’s routines. I’d see successful individuals doing certain things and think, “Oh, I should be doing that too!” Whether it was Benjamin Franklin’s schedule or a popular entrepreneur’s morning habits, I tried to emulate them. But I eventually realized that my life, my goals, and my situation are unique. Why should my rise ritual be the same as someone else’s?

    The power of a rise ritual lies in its personalization. It should support your goals and help you have a good day. Instead of copying, think in terms of categories of activities that can contribute to a productive start. You don’t have to do something from every category, but consider what resonates with you:

    • Movement: Stretching, light exercise, a walk, or a gym session. This gets your body moving and blood flowing.
    • Mindfulness: Reading, meditation, gratitude exercises, or journaling. This helps you engage your mind and set a positive tone.
    • Planning: Visualization, affirmations, or outlining your day. This provides clarity and direction.
    • Nourishment: Drinking water, coffee, tea, or a healthy breakfast. This fuels your body.
    • Other: Family time, preparing for the day, or anything else that brings you peace or prepares you for what’s ahead.

    For me, my rise ritual takes about 30-40 minutes. I used to exercise in the morning, but I’ve shifted that to the afternoon. I realized my energy dips then, and a workout helps me power through. This frees up my mornings for deep, focused work. The most important thing is what makes you feel good and productive. It’s an iterative process; don’t expect perfection from day one.

    *Which of these categories speaks to you most, and what’s one small thing you could try from it?

    Embrace Imperfection: The “Something is Better Than Nothing” Rule

    Life is unpredictable. There will be days when your perfectly planned rise ritual goes completely off the rails. My co-host Brooks recently shared how his morning routine was disrupted when he had to take his son for a driver’s test. Things like travel, unexpected appointments, or even just a bad night’s sleep can throw you off. The danger here is that one missed day can easily turn into two, and suddenly your entire routine is abandoned.

    This is where the “something is better than nothing” rule comes in. Just because you can’t do your full rise ritual doesn’t mean you should ditch it entirely. Instead, have a compressed version ready. Identify your non-negotiables – the absolute core elements you want to do every day. Then, know what’s droppable or can be shifted to later in the day. For Brooks, reading for 30 minutes is a core part of his routine, but it’s also the first thing to go if his schedule gets wacky. He’ll just read later in the day.

    I used to be the person who, if I couldn’t do a full 60-minute workout, I’d skip it altogether. Now, if I only have 40 minutes, I’ll do a compressed version. Maybe two sets instead of three. The point is to maintain momentum. The worst thing you can do is skip it twice in a row. It’s much harder to get back on track once you’ve lost that rhythm. Imperfection is part of the process. Be okay with it, adjust, and keep moving forward.

    *What are your non-negotiables for a productive start to your day, and what’s your plan for when things don’t go as planned?

    Thanh Pham

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  • Automate Your Day: Small Wins for Big Time Savings (TPS590)

    Feeling overwhelmed by your daily tasks? In this episode, we dive into practical, easy-to-implement automation strategies that will help you win back precious time every single day. Discover how small tweaks, from optimizing your browser to streamlining your morning routine, can lead to massive productivity gains. We’ll share actionable examples and personal insights to help you automate your way to a more efficient and fulfilling day.

    Sign up for a $1/month trial period at shopify.com/tps.

    Get Notion, now with Notion Agent at notion.com/tps.

    Try Gusto today at gusto.com/TPS, and get 3 months free when you run your first payroll.

    Visit asianefficiency.com for more productivity tips and tactics.

    Cheat Sheet:

    Become a member of TPS+ and get ad-free episodes a week before anyone else with other great bonuses like the famous “One Tweak A Week” shirt.

    • 🔧 Top 3 Productivity Resources [02:38]
    • 🧠 A simple mindset shift that makes automation feel effortless [06:15]
    • ⚡️ Real-life automations we use that save time and energy every single day [15:41]
    • 🔁 How small tweaks can turn routine into something that runs itself [32:09]
    • 📆 The surprisingly simple habit that keeps everything on track [40:24]

    If you enjoyed this episode, follow the podcast on Apple Podcasts, Spotify, Stitcher, Overcast, Pocket Casts or your favorite podcast player. It’s easy, you’ll get new episodes automatically, and it also helps the show. You can also leave a review!

    Asian Efficiency Team

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