Putting something on the back burner may feel temporary. But for some, it can manifest into a way of life. Being lazy isn’t a crime, but it definitely isn’t a mentality that will save anyone money. When it comes to student loans, forgetting or simply failing to recognize their importance can cause individuals to fall behind on payments. Ameritech Financial, a document preparation company, helps thousands of people across the country find potential solutions to overwhelming student loan debt. They skillfully guide clients through the processes of applying for and maintaining enrollment in federal programs, such as IDRs, that can possibly lower suffocating monthly payments.

“Being lazy could really be costing you, and not just when it comes to having to get your favorite coffee drink over making it at home,” said Tom Knickerbocker, Executive Vice President of Ameritech Financial. “What really can drag you down is the compounding of all your lazy activities. If you don’t want to walk somewhere, you can get a taxi. If you don’t want to make dinner, you can eat out. Those small expenses can add up and affect your ability to pay bills like student loans.”

Those small expenses can add up and affect your ability to pay bills like student loans.

Tom Knickerbocker, Executive Vice President of Ameritech Financial

According to the Washington Post, there are quite a few things individuals could be overspending on and just downright being lazy about. The article mentions different ways to save money including the rule of five, comparison shopping, and bringing lunch from home. Follow the five-minute rule by asking, can this be made in five minutes at home? If so, it may not be worth paying extra for elsewhere. Shopping without a list is another mistake that can be grouped under laziness. Without a list there is the possibility of overspending on food that may not be needed. Take the time and write out a list in order to save. How much does it really cost to go get a sandwich from the corner store, instead of bringing one from home? Well, those almost homemade sandwiches sure can add up. For example, if someone spends an average of $10 each workday on lunch, that is about $2,400 annually that could be saved.

The list can go on, but the bottom line is that laziness costs more than previously thought. If someone is already on a tight budget, income-driven repayment plans (IDRs) may be able to give some relief. For student loan borrowers, IDRs allow them to repay their loans based on their income and family size.

“Not being able to pay your student loans because your funds are being funneled elsewhere may lead borrowers to venture off track. In order to stay on track for student loan repayment they may have to evaluate if laziness is partly to blame,” said Knickerbocker. “We are here as an option for student loan borrowers who may need help getting back on track. We want borrowers to know all the options available to them, and know that they have an advocate to assist them in applying for what may be the best repayment options for them.”

About Ameritech Financial

Ameritech Financial is a private company located in Rohnert Park, California. Ameritech Financial has already helped thousands of consumers with financial analysis and student loan document preparation to apply for federal student loan repayment programs offered through the Department of Education.

Each Ameritech Financial telephone representative has received the Certified Student Loan Professional certification through the International Association of Professional Debt Arbitrators (IAPDA).

Ameritech Financial prides itself on its exceptional Customer Service.

Ameritech Financial Newsroom


To learn more about Ameritech Financial, please contact:

Ameritech Financial

5789 State Farm Drive #265

Rohnert Park, CA 94928


[email protected]

Source: Ameritech Financial

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