[AZ, MO, NM, KS & CO and TX, In Branch only] Sunflower Bank $200 Checking Bonus – Doctor Of Credit

Update 6/4/23: Deal is back through 6/30/23

Update 1/29/23: Deal back until 3/31/23

Update 8/6/22/: Deal is back and valid until October 31, 2022. 9/30/22

Update 7/7/21: Starting tomorrow 7/8, the new minimum daily balance of $100.00 on SunNet Checking will be enforced in order to avoid a $7.00 monthly maintenance fee

Deal has ended, view more bank account bonuses by clicking here.

Update 2/18/21: Now says in branch only. Branches are in AZ, MO, NM, KS & CO and TX.

Update 2/16/20: Extended until 03/31/2021. Looks like it might be nationwide except: AK, DE, ME, ND, NH, NY, VT, WV​. Hat tip to reader Gadget

Offer at a glance

• Maximum bonus amount: $200
• Availability: In branch only
  • Kansas: Colby, Dodge City, Ellinwood, Great Bend, Hays, Junction City, Lawrence, Leawood, Liberal, Manhattan, McPherson, Osborne, Overland Park, Russell, Salina, Topeka, Victoria, Wichita
  • Colorado: Boulder, Denver, Golden, Greenwood Village, Longmont,
• Direct deposit required: ACH credits totaling $500 or more
• Additional requirements: See below
• Hard/soft pull:Soft pull
• ChexSystems: Yes
• Credit card funding: None
• Monthly fees: None with eStatements
• Early account termination fee: $30, 180 days
• Household limit: None listed
• Expiration date: September 30th, 2018 December 31st, 2018 June 31st, 2019 December 31st, 2019 September 30th, 2020 December 31, 2020 March 31, 2021

The Offer

Direct link to offer

• Sunflower Bank is offering a bonus of $200 when you open a new Convenience checking account and complete the following requirements:
  • Have ACH credits, ACH debits, or a combination of both (e.g., Direct Deposit/Electronic Payments) totaling $500 or
  • Enroll in eStatements
  • Complete 25 debit card transactions

The Fine Print

• Offer valid 1/2/20-3/31/20 and may be canceled without notice.
• $100 minimum balance required to open.
• Offer only available to customers opening their first personal checking account with us at any Sunflower Bank or First National 1870 location.
• Customer will receive a $200 bonus when they open a new personal checking account (Convenience, Spend & Sign & Save, Elite, Superb, Premier), complete 20 or more debit card purchases (pinned, signed, or credit), and have ACH credits, ACH debits, or a combination of both (e.g., Direct Deposit/Electronic Payments) totaling $500 or more that all post to the new account on or before 4/30/20.
• The account must be open as of 5/7/20 and have a positive balance at least one day between​ 4/1/20-4/30/20 to be eligible for the bonus payment.
• Customer will receive a 1099 INT for bonus payment.
• Qualifying bonus payment will be paid into new checking account by end of business day on 5/8/20.
• Not valid with any other offer.
• First National 1870, a division of Sunflower Bank, N.A.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees as long as you enroll in eStatements

Early Account Termination Fee

$30 if closed within 180 days.

Our Verdict

Looks like any ACH credit will work rather than it having to be payroll or government benefits. Considering it’s a soft pull, if you live in the area this is well worth doing as it’s easy to meet bonus requirements and keep the account fee free. As always please share your experiences & data points in the comments below. I’ll be adding this to the best bank bonuses.

Big thanks to reader, Joshua who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

Post history:

• Update 10/11/20: Deal has been extended until December 31, 2020
• Update 7/6/20: Deal has been extended until September 30th, 2020.
• Update 4/5/20: Deal has been extended until 6/30/20. Sadly still in branch only. Hat tip to reader Hailstate
• Update 3/25/20: Deal is back and valid until March 31st, 2020.
• Update 10/24/19: Deal is back and valid until December 31st, 2019. Hat tip to youngestofallthebuck.
• Update 4/16/19: The below new deal is not location restricted. So should work in any state Sunflower has a branch including: AZ, MO, NM, KS & CO and TX. Hat tip to reader NA.
• Update 4/5/19: Deal is back and valid until July 31st, 2019. Deal now requires 20 debit card transactions and eStatements as well as direct deposits now. Hat tip to reader Tim
• Update 10/07/18: Bonus is back and valid until December 31st, 2018