Offer at a glance
- Maximum bonus amount: $250
- Availability: If you live, work, worship or attend school in the State of Washington, are a close relative of someone who qualifies as a member, or are a resident within Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce and Shoshone Counties in Idaho, you are eligible to join Gesa.
- Direct deposit required: Yes
- Additional requirements: See below
- Hard/soft pull: Soft
- ChexSystems: Unknown
- Credit card funding: Can fund with a credit card, up to $5,000
- Monthly fees: None
- Early account termination fee:
- Household limit:
- Expiration date:
The Offer
- Gesa Credit Union is offering a bonus of $250 when you open a new SmartPlus checking account and complete the following requirements within 60 days of account opening:
- Have a membership establishing savings account
- Enroll in eStatements
- Make 15 debit card transactions
- Receive a payroll or government benefit direct deposit
The Fine Print
- To be eligible for the $250 checking incentive, you must open a new SmartPlus checking account, enroll in eStatements, complete 15 debit card transactions (ATM transactions excluded), and receive a payroll or government benefit direct deposit within 60 days of opening the checking account.
- The checking account must be opened with a minimum of $5 if opened in the branch, or $25 if opened online.
- No minimum ongoing balance is required.
- Only one $250 SmartPlus checking incentive can be earned per member.
- You must not have had a Gesa checking account within the last 90 days to be eligible.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
A $20 fee is charged if the account is closed within 180 days according to this fee schedule.
Our Verdict
Not nearly as good as the recent $300 bonus that didn’t require a direct deposit. I’d recommend waiting for a better bonus to return so we won’t be adding this to our list of the best bank account bonuses.
Hat tip to suoira
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