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Tag: or bank bonuses

  • [OR, WA only] Columbia Credit Union $100 Referral Checking Bonus + $300 Bonus – Doctor Of Credit

    [OR, WA only] Columbia Credit Union $100 Referral Checking Bonus + $300 Bonus – Doctor Of Credit

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    Update 6/25/24: There is also a $300 bonus, should be able to stack. Requirements are as follows:

    • Complete 15 purchases using your Columbia CU debit or credit card
    • Have direct deposit of at least $500
    • Be enrolled in e-Statements

    Hat tip to Robyn

    Update 1/20/24: Bonus is back, $100 again but it’s a referral so both parties can get $100. Feel free to share referrals in the comments below. Hat tip to Chuck K

    Update 7/4/22: Bonus is back and now $170 instead of $100.

    Offer at a glance

    • Maximum bonus amount: $170
    • Availability: Must Live or work in Washington State or the Oregon community of Clackamas, Marion, Multnomah or Washington Counties [Branch locator]
    • Direct deposit required:  Yes, $500+
    • Additional requirements: eStatements and 15 debit card purchases
    • Hard/soft pull: Soft. Now a report of a hard pull. Seems to be soft in branch and hard online.
    • ChexSystems: Unknown
    • Credit card funding: Fund up to $500 with a credit card per account
    • Monthly fees: None
    • Early account termination fee: None listed
    • Household limit: None listed
    • Expiration date: November 11, 2021 July 31, 2022

    The Offer

    Direct link to offer

    • Columbia Credit Union is offering a bonus of $170 when you open a new income checking account and complete the following requirements:
      • Enroll in eStatements
      • Make a direct deposit of at least $500
      • Make at least 15 purchases using a combination of your Columbia CU debit card and Columbia credit card in December

     

    The Fine Print

    • You must open a new Columbia Credit Union Income Checking account between October 1, 2021 and November 11, 2021, and enroll in e-statements, make at least ONE Columbia Credit Union direct deposit of $500 or more, and make at least 15 purchases using a combination of your Columbia CU debit card and Columbia CU credit card during December 2021, to receive $100.
    • Visit www.columbiacu.org or a Columbia Credit Union branch for complete account information.
    • Direct deposit transactions are limited to: payroll, Social Security, pension and government benefits. Fiduciary and business accounts are excluded from promotion eligibility.
    • Limit one payment per individual per household.
    • Offer not available to individuals who have had a Columbia Credit Union checking account in the last 12 months.
    • Accounts overdrawn or closed at the time of payment are not eligible.
    • The payment will be deposited into your checking account by February 15, 2022, after meeting eligibility requirements and the value of your payment will be reported on IRS Form 1099- INT.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about

    Early Account Termination Fee

    I wasn’t able to find an early account termination fee in the fee schedule

    Our Verdict

    Previously there was a $250 checking bonus. Personally I’d recommend waiting for a bigger bonus to return as this offer is so much worse and hardly worth doing. We won’t add this to the best bank account bonuses.

    Useful posts regarding bank bonuses:

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    William Charles

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  • [WA, ID and OR only] Gesa Credit Union $250 Checking Bonus – Doctor Of Credit

    [WA, ID and OR only] Gesa Credit Union $250 Checking Bonus – Doctor Of Credit

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    Offer at a glance

    • Maximum bonus amount: $250
    • Availability: If you live, work, worship or attend school in the State of Washington, are a close relative of someone who qualifies as a member, or are a resident within Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce and Shoshone Counties in Idaho, you are eligible to join Gesa.
    • Direct deposit required: Yes
    • Additional requirements: See below
    • Hard/soft pull: Soft 
    • ChexSystems: Unknown
    • Credit card funding: Can fund with a credit card, up to $5,000
    • Monthly fees: None
    • Early account termination fee:
    • Household limit:
    • Expiration date:

    The Offer

    Direct link to offer

    • Gesa Credit Union is offering a bonus of $250 when you open a new SmartPlus checking account and complete the following requirements within 60 days of account opening:
      • Have a membership establishing savings account
      • Enroll in eStatements
      • Make 15 debit card transactions
      • Receive a payroll or government benefit direct deposit

    The Fine Print

    • To be eligible for the $250 checking incentive, you must open a new SmartPlus checking account, enroll in eStatements, complete 15 debit card transactions (ATM transactions excluded), and receive a payroll or government benefit direct deposit within 60 days of opening the checking account.
    • The checking account must be opened with a minimum of $5 if opened in the branch, or $25 if opened online.
    • No minimum ongoing balance is required.
    • Only one $250 SmartPlus checking incentive can be earned per member.
    • You must not have had a Gesa checking account within the last 90 days to be eligible.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about.

    Early Account Termination Fee

    A $20 fee is charged if the account is closed within 180 days according to this fee schedule.

    Our Verdict

    Not nearly as good as the recent $300 bonus that didn’t require a direct deposit. I’d recommend waiting for a better bonus to return so we won’t be adding this to our list of the best bank account bonuses.

    Hat tip to suoira

    Useful posts regarding bank bonuses:

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    William Charles

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