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Tag: wa bank bonuses

  • [OR, WA only] Columbia Credit Union $100 Referral Checking Bonus + $300 Bonus – Doctor Of Credit

    [OR, WA only] Columbia Credit Union $100 Referral Checking Bonus + $300 Bonus – Doctor Of Credit

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    Update 6/25/24: There is also a $300 bonus, should be able to stack. Requirements are as follows:

    • Complete 15 purchases using your Columbia CU debit or credit card
    • Have direct deposit of at least $500
    • Be enrolled in e-Statements

    Hat tip to Robyn

    Update 1/20/24: Bonus is back, $100 again but it’s a referral so both parties can get $100. Feel free to share referrals in the comments below. Hat tip to Chuck K

    Update 7/4/22: Bonus is back and now $170 instead of $100.

    Offer at a glance

    • Maximum bonus amount: $170
    • Availability: Must Live or work in Washington State or the Oregon community of Clackamas, Marion, Multnomah or Washington Counties [Branch locator]
    • Direct deposit required:  Yes, $500+
    • Additional requirements: eStatements and 15 debit card purchases
    • Hard/soft pull: Soft. Now a report of a hard pull. Seems to be soft in branch and hard online.
    • ChexSystems: Unknown
    • Credit card funding: Fund up to $500 with a credit card per account
    • Monthly fees: None
    • Early account termination fee: None listed
    • Household limit: None listed
    • Expiration date: November 11, 2021 July 31, 2022

    The Offer

    Direct link to offer

    • Columbia Credit Union is offering a bonus of $170 when you open a new income checking account and complete the following requirements:
      • Enroll in eStatements
      • Make a direct deposit of at least $500
      • Make at least 15 purchases using a combination of your Columbia CU debit card and Columbia credit card in December

     

    The Fine Print

    • You must open a new Columbia Credit Union Income Checking account between October 1, 2021 and November 11, 2021, and enroll in e-statements, make at least ONE Columbia Credit Union direct deposit of $500 or more, and make at least 15 purchases using a combination of your Columbia CU debit card and Columbia CU credit card during December 2021, to receive $100.
    • Visit www.columbiacu.org or a Columbia Credit Union branch for complete account information.
    • Direct deposit transactions are limited to: payroll, Social Security, pension and government benefits. Fiduciary and business accounts are excluded from promotion eligibility.
    • Limit one payment per individual per household.
    • Offer not available to individuals who have had a Columbia Credit Union checking account in the last 12 months.
    • Accounts overdrawn or closed at the time of payment are not eligible.
    • The payment will be deposited into your checking account by February 15, 2022, after meeting eligibility requirements and the value of your payment will be reported on IRS Form 1099- INT.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about

    Early Account Termination Fee

    I wasn’t able to find an early account termination fee in the fee schedule

    Our Verdict

    Previously there was a $250 checking bonus. Personally I’d recommend waiting for a bigger bonus to return as this offer is so much worse and hardly worth doing. We won’t add this to the best bank account bonuses.

    Useful posts regarding bank bonuses:

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    William Charles

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  • [WA, ID] Spokane City Credit Union $150 Checking Referral Bonus – Doctor Of Credit

    [WA, ID] Spokane City Credit Union $150 Checking Referral Bonus – Doctor Of Credit

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    Offer at a glance

    • Maximum bonus amount:
    • Availability: If you live, work, worship or attend school in Washington state or reside in Kootenai, Bonner or Benewah Counties in the State of Idaho, you are eligible to join Spokane City Credit Union.
    • Direct deposit required: Yes, no minimum
    • Additional requirements: Use a referral
    • Hard/soft pull: Unknown
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees: None
    • Early account termination fee: Unknown
    • Household limit: None, but maximum of $500 in referrals
    • Expiration date: None listed

    The Offer

    Direct link to offer

    • Spokane City Credit Union is offering a $150 referral bonus to both parties when the new member opens a new checking account and completes the following requirements:
      • Receive a direct deposit within 60 days of account opening

    The Fine Print

    • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such a Zelle or Venmo) and microdeposits (any deposit under $5) are excluded.
    • The maximum payout during the promotional period is $ 500 per membership per annum. The promotion is subject to change with or without notice and may be discontinued at any time.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    No fee checking account has no monthly fees to worry about.

    Early Account Termination Fee

    I wasn’t able to find a fee schedule so unsure if there is any EATF.

    Our Verdict

    Feel free to share your referrals in the comments below, just also share if it’s a hard or soft pull.

    Useful posts regarding bank bonuses:

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    William Charles

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  • [WA, ID and OR only] Gesa Credit Union $250 Checking Bonus – Doctor Of Credit

    [WA, ID and OR only] Gesa Credit Union $250 Checking Bonus – Doctor Of Credit

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    Offer at a glance

    • Maximum bonus amount: $250
    • Availability: If you live, work, worship or attend school in the State of Washington, are a close relative of someone who qualifies as a member, or are a resident within Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce and Shoshone Counties in Idaho, you are eligible to join Gesa.
    • Direct deposit required: Yes
    • Additional requirements: See below
    • Hard/soft pull: Soft 
    • ChexSystems: Unknown
    • Credit card funding: Can fund with a credit card, up to $5,000
    • Monthly fees: None
    • Early account termination fee:
    • Household limit:
    • Expiration date:

    The Offer

    Direct link to offer

    • Gesa Credit Union is offering a bonus of $250 when you open a new SmartPlus checking account and complete the following requirements within 60 days of account opening:
      • Have a membership establishing savings account
      • Enroll in eStatements
      • Make 15 debit card transactions
      • Receive a payroll or government benefit direct deposit

    The Fine Print

    • To be eligible for the $250 checking incentive, you must open a new SmartPlus checking account, enroll in eStatements, complete 15 debit card transactions (ATM transactions excluded), and receive a payroll or government benefit direct deposit within 60 days of opening the checking account.
    • The checking account must be opened with a minimum of $5 if opened in the branch, or $25 if opened online.
    • No minimum ongoing balance is required.
    • Only one $250 SmartPlus checking incentive can be earned per member.
    • You must not have had a Gesa checking account within the last 90 days to be eligible.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about.

    Early Account Termination Fee

    A $20 fee is charged if the account is closed within 180 days according to this fee schedule.

    Our Verdict

    Not nearly as good as the recent $300 bonus that didn’t require a direct deposit. I’d recommend waiting for a better bonus to return so we won’t be adding this to our list of the best bank account bonuses.

    Hat tip to suoira

    Useful posts regarding bank bonuses:

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    William Charles

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