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Tag: ia bank bonuses

  • [IA] Greater Iowa Credit Union $300 Checking Bonus – Doctor Of Credit

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    Update 8/23/25: Deal is back, but requires direct deposit before. Hat tip to reader bockrr

    Offer at a glance

    • Maximum bonus amount: $300
    • Availability: Persons who live, work, worship, or attend school within the 33 county field of membership are eligible to join Greater Iowa Credit Union:  Story, Polk, Dallas, Warren, and Crawford. Contiguous Counties: Wright, Franklin, Butler, Woodbury, Ida, Sac, Calhoun, Webster, Hamilton, Hardin, Grundy, Monona, Carroll, Greene, Boone, Marshall, Tama, Harrison, Shelby, Audubon, Guthrie, Jasper, Poweshiek, Adair, Madison, Marion, Clarke, and Lucas
    • Direct deposit required: Yes, $100+
    • Additional requirements: See below
    • Hard/soft pull: Soft pull
    • ChexSystems: Unknown
    • Credit card funding: None
    • Monthly fees: None
    • Early account termination fee: $25, two months
    • Household limit: None
    • Expiration date: December 31, 2024

    The Offer

    Direct link to offer

    • Greater Iowa Credit Union is offering a $300 bonus when you open a new checking account and meet the requirements for the higher APY during the 60 day period:
      • Enroll in eStatements.
      • Have one direct deposit of at least $100
      • Make at least 20 debit card purchases totaling at least $100 that post and settle during the 60-day period

    The Fine Print

    • Bonus available for new Greater Checking accounts opened by December 31, 2024 that are open for at least 60 days and meet requirements for the higher APY during the 60-day period. Additional terms may apply, see the Greater Checking Bonus Disclosure for details.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about. There is a dormant account fee of $10 per month after 6 months of no activity

    Early Account Termination Fee

    There is an early account termination fee of $25 if closed within the first two months.

    Our Verdict

    Much better than the previous $100 bonus that was offered. Rare to see a bonus this big without a direct deposit being required. We will add this to our list of the best bank account bonuses.

    Hat tip to ShawntheShawn

    Useful posts regarding bank bonuses:

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    William Charles

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  • [IA Only] Advantage Credit Union $100 Checking Bonus – Doctor Of Credit

    [IA Only] Advantage Credit Union $100 Checking Bonus – Doctor Of Credit

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    Offer at a glance

    • Maximum bonus amount: $100
    • Availability: who lives or works in Jasper, Boone, Story, Marshall, Tama, Benton, Polk, Poweshiek, Iowa, Warren, Marion, Mahaska, Keokuk, Lucas, Monroe, Wapello, Wayne, Appanoose and Davis.
    • Direct deposit required: Yes, two $500+
    • Additional requirements: None
    • Hard/soft pull: Unknown 
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees: None
    • Early account termination fee: Unknown
    • Household limit: None listed
    • Expiration date: None listed

    The Offer

    Direct link to offer

    • Advantage Credit Union is offering a $100 bonus when you receive two direct deposits greater than $500 within 60 days of account opening

    The Fine Print

    • Flip the Switch rewards will be paid to member no sooner than 60 days after account is opened.
    • Member will earn $100 if the account receives two direct deposits greater than $500 within 60 days of account opening.
    • Member will earn $50 if the account receives two direct deposits greater than $500 in a 60 day period, regardless of account opening date.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about

    Early Account Termination Fee

    I wasn’t able to find a fee schedule so unsure if there is any EATF or not.

    Our Verdict

    Not sure if an account can actually be opened online or not and it’s a small bonus requiring a direct deposit but might be worth doing some readers if they live near a branch.

    Useful posts regarding bank bonuses:

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    William Charles

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  • [IA, IL] Blackhawk Bank & Trust $100 Checking Bonus – Doctor Of Credit

    [IA, IL] Blackhawk Bank & Trust $100 Checking Bonus – Doctor Of Credit

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    Offer at a glance

    • Maximum bonus amount: $100
    • Availability: IA, IL
    • Direct deposit required: Yes, ach counts
    • Additional requirements: Below
    • Hard/soft pull: Unknown
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees: None
    • Early account termination fee: Unknown
    • Household limit: None
    • Expiration date: None listed

    The Offer

    Direct link to offer

    • Blackhawk Bank & Trust is offering a $100 bonus when you open a new checking account and complete the following requirements:
      • Maintains the account for 180 calendar days from account opening.
      • Has at least sixty (60) total posted and settled debit card transactions (or at least ten (10) per monthly statement cycle).
      • Has at least six (6) total posted and settled direct deposits or automatic payments (ACH) (or at least one (1) per monthly statement cycle).
      • Remains enrolled in E-statements during each monthly statement cycle. Minimum balance to open account is $50.

    The Fine Print

    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees

    Early Account Termination Fee

    I wasn’t able to find a fee schedule so unsure if there is any EATF.

    Our Verdict

    A lot of requirements for only a $100 bonus, don’t think this is worth doing personally (especially the debit card requirement) but might be worth it for some people. We won’t add it to the best bank account bonuses.

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    William Charles

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  • [IA] Community State Bank $200 Checking Bonus + $200 Savings Bonus – Doctor Of Credit

    [IA] Community State Bank $200 Checking Bonus + $200 Savings Bonus – Doctor Of Credit

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    Offer at a glance

    • Maximum bonus amount: $200 + $200
    • Availability: IA only
    • Direct deposit required: Reoccurring direct deposit 
    • Additional requirements: See below
    • Hard/soft pull: Unknown
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees: None
    • Early account termination fee: Unknown
    • Household limit: None
    • Expiration date: June 30, 2024

    The Offer

    Direct link to offer

    • Community State Bank is offering a $200 checking & $200 savings bonus. Broken down as follows:
      • $200 checking bonus:
        • Open an Edge by Community State Bank Checking Offer
        • Have a reoccurring direct deposit within 90 days of account opening
        • Use the debit card a minimum of 15 times within 90 days of account opening
      • $200 savings bonus
        • Opening a personal money market account with a minimum deposit amount of $1,000.
        • Bring $25,000 or more in new money to your new money market account by Day 30 and maintain at least $25,000 balance through Day 90 after account opening

    The Fine Print

    • Edge by Community State Bank Checking Offer: $200 will be paid when the following occur: the account has been open a minimum of 90 days, a reoccurring direct deposit transaction has occurred, and the debit card has been used a minimum of 15 times.
    • Requirements must be met within the 90 days. Offer is limited to one per customer and account (including signers on joint accounts).
    • Offer is not available for existing Community State bank personal checking account customers (including signers on joint accounts) or those who have closed a personal checking account within the past 12 months.
    • Your account must be open, in good standing and must have a balance greater than zero when the cash bonus is paid. Promotion ends 6/30/2024.
    • We will deposit your bonus into your new checking account within 30 days after you have met all offer requirements.
    • Cash bonus will be reported to the IRS for tax purposes and you are responsible for any applicable taxes.
    • Consumer Money Market Account Offer: $200 will be paid by opening a personal money market account with a minimum deposit amount of $1,000. Bring $25,000 or more in new money to your new money market account by Day 30 and maintain at least $25,000 balance through Day 90 after account opening.
    • Offer is limited to one per customer and account (including signers on joint accounts).
    • Offer is not available for existing Community State Bank personal money market savings account customers (including signers on joint accounts) or those who have closed a personal money market savings within the past 12 months.
    • Your account must be open, in good standing and must have a balance greater than zero when the cash bonus is paid. Promotion ends 6/30/2024.
    • We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.
    • Cash bonus will be reported to the IRS for tax purposes and you are responsible for any applicable taxes.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about.

    Early Account Termination Fee

    Fee schedule errors out.

    Our Verdict

    Looks to be worth doing if you live in an eligible area. If anybody goes for it share your experiences below.

    Hat tip to Bockrr

    Useful posts regarding bank bonuses:

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    William Charles

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  • [IA Only] FSB Bank $250 Checking Bonus – Doctor Of Credit

    [IA Only] FSB Bank $250 Checking Bonus – Doctor Of Credit

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    Offer at a glance

    • Maximum bonus amount:$250
    • Availability: IA only and restricted to the following Counties: Benton, Buchanan, Cedar, Delaware, Iowa, Johnson, Jones and Linn
    • Direct deposit required: Yes, no minimum
    • Additional requirements: None
    • Hard/soft pull: Unknown
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees: None
    • Early account termination fee: Unknown
    • Household limit: One
    • Expiration date: None

    The Offer

    Direct link to offer

    • FSB Bank is offering a $250 bonus when you open a new checking account and complete the following requirements:
      • Receive a direct deposit within 30 days of account opening

    The Fine Print

    • *To qualify for the $250 bonus, a primary checking account with direct deposit is required.
    • The bonus will be deposited into your checking account within 30 calendar days of the first payroll direct deposit posting to the account.
    • Limit one $250 bonus per household.
    • Subject to account approval and 1099 reporting.
    • May not be combined with other offers.
    • See product information for additional requirements specific to each account type.
    • A minimum $50 deposit is required. Excludes Benefit Banking Plus.
    • Must be 18 or older.
    • The program may be suspended or reactivated with 30 days’ notice.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    High 5 rewards checking account has no monthly fees to worry about.

    Early Account Termination Fee

    I wasn’t able to find a fee schedule so unsure if there is any EATF.

    Our Verdict

    Seems like a relatively easy bonus but we know nothing about this bank. If anybody goes for it then please share your experiences in the comments below.

    Hat tip to ShawntheShawn

    Useful posts regarding bank bonuses:

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    William Charles

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  • [IA, NE] Cobalt Credit Union $200 Checking Bonus – Doctor Of Credit

    [IA, NE] Cobalt Credit Union $200 Checking Bonus – Doctor Of Credit

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    Offer at a glance

    • Maximum bonus amount: $200
    • Availability: Cobalt Credit Union is located in 15 counties across Nebraska and Iowa
    • Direct deposit required: Yes, no minimum
    • Additional requirements: See below
    • Hard/soft pull: Unknown
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees:None
    • Early account termination fee: None
    • Household limit: None
    • Expiration date: 12/31/23

    The Offer

    Direct link to offer

    • Cobalt Credit Union is offering a $200 checking bonus when you open a new Cobalt Elite or Cobalt Blue checking account and complete the following requirements:
      • Have at least one recurring direct deposit
      • Enroll in e-statements
      • Have at least 15 debit card transactions totaling at least $500 post and clear within 90 days of account opening, and for the Cobalt Blue checking account, have at least 10 debit card transactions totaling at least $250 post

    The Fine Print

    • Offer available 11/14/23 – 12/31/23. In order to receive the $200 bonus, you must open a new Cobalt Elite or Cobalt Blue checking account and fulfill the following requirements: (1) have at least one recurring direct deposit in the form of payroll or government benefit deposited into a Cobalt account, (2) enroll in e-statements, and (3) for the Cobalt Elite checking account, have at least 15 debit card transactions totaling at least $500 post and clear within 90 days of account opening, and for the Cobalt Blue checking account, have at least 10 debit card transactions totaling at least $250 post and clear within 90 days of account opening. All qualifications must be met within the first 90 days of account opening.
    • The bonus will be deposited into your membership share account within 90 days of meeting all account requirements.
    • The bonus is not available for existing Cobalt Blue or Cobalt Elite Checking members who have closed a Cobalt Blue or Cobalt Elite Checking account within the past 90 days.
    • The bonus will be reported to the IRS as dividends earned.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    Neither account has any monthly fees.

    Early Account Termination Fee

    I wasn’t able to find any fee schedule so unsure if there are any EATF.

    Our Verdict

    Nice deal just need to know if it’s a hard or soft pull.

    Hat tip to reader Gadget

    Useful posts regarding bank bonuses:

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    William Charles

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