[IA] Greater Iowa Credit Union $300 Checking Bonus – Doctor Of Credit

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Update 8/23/25: Deal is back, but requires direct deposit before. Hat tip to reader bockrr

Offer at a glance

Maximum bonus amount: $300
Availability: Persons who live, work, worship, or attend school within the 33 county field of membership are eligible to join Greater Iowa Credit Union: Story, Polk, Dallas, Warren, and Crawford. Contiguous Counties: Wright, Franklin, Butler, Woodbury, Ida, Sac, Calhoun, Webster, Hamilton, Hardin, Grundy, Monona, Carroll, Greene, Boone, Marshall, Tama, Harrison, Shelby, Audubon, Guthrie, Jasper, Poweshiek, Adair, Madison, Marion, Clarke, and Lucas
Direct deposit required: Yes, $100+
Additional requirements: See below
Hard/soft pull: Soft pull
ChexSystems: Unknown
Credit card funding: None
Monthly fees: None
Early account termination fee: $25, two months
Household limit: None
Expiration date: December 31, 2024

The Offer

Greater Iowa Credit Union is offering a $300 bonus when you open a new checking account and meet the requirements for the higher APY during the 60 day period:
- Enroll in eStatements.
- Have one direct deposit of at least $100
- Make at least 20 debit card purchases totaling at least $100 that post and settle during the 60-day period

Bonus available for new Greater Checking accounts opened by December 31, 2024 that are open for at least 60 days and meet requirements for the higher APY during the 60-day period. Additional terms may apply, see the Greater Checking Bonus Disclosure for details.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

This account has no monthly fees to worry about. There is a dormant account fee of $10 per month after 6 months of no activity

There is an early account termination fee of $25 if closed within the first two months.

Much better than the previous $100 bonus that was offered. Rare to see a bonus this big without a direct deposit being required. We will add this to our list of the best bank account bonuses.

Useful posts regarding bank bonuses:

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William Charles

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