How often should you rebalance?
But markets do not stand still. Over time, some asset classes outperform while others lag. Stocks may surge ahead during a bull market. Bonds may stabilize the portfolio…
Read more How often should you rebalance?Tag: invest
What happens when you inherit an IRA or 401(k)?
Spousal beneficiary When a spouse inherits an IRA or 401(k), they can take over the account as an inherited account or transfer the account into their own IRA…
Read more What happens when you inherit an IRA or 401(k)?Old-school financial advice that no longer applies
As younger Canadians continue to face high housing costs, slowing wage growth and other challenges, age-old financial adages have become outdated, forcing a rethink of what smart money…
Read more Old-school financial advice that no longer appliesGuaranteed returns: Achieva GICs, a hidden gem of RRSP season – MoneySense
That’s where guaranteed investment certificates (GICs) can quietly shine. When used strategically, GICs can provide balance, certainty, and tax efficiency within an RRSP. And when those RRSP GICs…
Read more Guaranteed returns: Achieva GICs, a hidden gem of RRSP season – MoneySenseGen Z Canadians face job losses—but time is on their side – MoneySense
Young people face many of the same job challenges as older workers, plus some extra ones, like limited work experience. Still, they have one major advantage: time. Younger…
Read more Gen Z Canadians face job losses—but time is on their side – MoneySenseA practical guide to investing at every life stage – MoneySense
As your financial needs change from early career to mid-life to pre-retirement to retirement itself, so, too, should the way you approach your investments. Setting foundations and leaning…
Read more A practical guide to investing at every life stage – MoneySenseBuffer ETFs vs. market-linked GICs: Which is better? – MoneySense
Bank advisors know this rhythm well. If you have cash sitting idle, there is a good chance you have received a call inviting you to review your financial…
Read more Buffer ETFs vs. market-linked GICs: Which is better? – MoneySenseA simple guide to investing your first $500 – MoneySense
When you have a limited budget, every dollar has to work harder. The margin for error is slimmer, and the overwhelming number of financial products, from ETFs to…
Read more A simple guide to investing your first $500 – MoneySenseIn planning for retirement, worry about longevity rather than dying young – MoneySense
Or, as U.S. retirement guru Wade Pfau recently put it, “A retirement income plan should be based on planning to live, rather than planning to die.” The Michael…
Read more In planning for retirement, worry about longevity rather than dying young – MoneySenseWhy Canadian investors should avoid MLPs – MoneySense
Common examples include American mortgage real estate investment trusts (mREITs) and business development companies (BDCs). Both tend to be highly leveraged and structurally complex, and the headline yield…
Read more Why Canadian investors should avoid MLPs – MoneySenseStock news for investors: Groupe Dynamite reports strong Q4, adjusts 2025 outlook – MoneySense
The retailer behind the Garage and Dynamite banners says based on the result it now expects comparable store sales growth for its 2025 financial year to be in…
Read more Stock news for investors: Groupe Dynamite reports strong Q4, adjusts 2025 outlook – MoneySenseBitcoin’s journey in 2026 will depend on Trump, oil, and AI – MoneySense
2025 was a milestone year for BTC and other cryptocurrencies. The passing of the GENIUS Act in the U.S., which regulates U.S. dollar stablecoins, confirmed crypto’s status as…
Read more Bitcoin’s journey in 2026 will depend on Trump, oil, and AI – MoneySenseTax implications of shareholder loans – MoneySense
When your corporation owes you money If you personally pay for expenses on behalf of your company, it owes you for these personally paid corporate expenses. You can…
Read more Tax implications of shareholder loans – MoneySenseHow to find room to save in 2026—even with tight budgets – MoneySense
Kelly Ho, a certified financial planner at DLD Financial Group, says you should start by identifying your fixed costs such as rent, mortgage, utilities or car payments followed…
Read more How to find room to save in 2026—even with tight budgets – MoneySenseHow stablecoins could modernize Canada’s financial system – MoneySense
Speed is also a problem. Traditional payment systems can take days to process cross-border transfers. Reducing this friction could boost productivity and strengthen Canada’s economy at a time…
Read more How stablecoins could modernize Canada’s financial system – MoneySenseIf not bonds, then what? – MoneySense
Over the same time, equity markets have provided returns well above historical averages, which can lead people to take more risk than they normally would by reducing their…
Read more If not bonds, then what? – MoneySenseHot stocks: Canada’s top performers in Q4 2025 – MoneySense
Toronto-based Sigma Lithium Corp., which operates lithium mines in Brazil, led the pack, nearly doubling in value over the three months to December 31, 2025. Its performance testified…
Read more Hot stocks: Canada’s top performers in Q4 2025 – MoneySenseYour TFSA reset for the new year – MoneySense
New TFSA contribution room Every Canadian resident aged 18 or older has $7,000 of new TFSA room as of January 1, 2026. This has been the annual maximum…
Read more Your TFSA reset for the new year – MoneySenseCan you hedge against a market crash with ETFs? – MoneySense
That approach, however, comes with trade-offs. Higher fees are a real issue, as many alternative strategies rely on active management. Complexity is another. Finding ETFs that genuinely diversify…
Read more Can you hedge against a market crash with ETFs? – MoneySense5 money moves to make before the end of the year – MoneySense
1. Revisit your budget Budgets are a great tool to help you stay on track with your spending and savings goals, but they need regular updates to maximize…
Read more 5 money moves to make before the end of the year – MoneySense