Finance
Financial paralysis and how to get moving again
[ad_1] Canadians face financial pressure According to the data, Canadians remain under significant financial pressure, with a full 68% expressing concern about the cost…
Tag: debt repayment
Finance
Holiday debt hangover: How to get your finances back on track
[ad_1] Recent surveys show a growing number of Canadians carry holiday-related debt into the new year and feel more financial pressure because of it.…
Finance
Debt collection in Canada: What collectors can and can’t do – MoneySense
[ad_1] Debt collectors are obligated to follow specific rules about how they make contact and what information they can request; however, many Canadians aren’t…
Finance
Credit card interest calculator – MoneySense
[ad_1] Play around with our credit card interest calculator to calculate credit card interest and figure out how long it will take you to…
Finance
How to manage debt when you’re between jobs in Canada – MoneySense
[ad_1] In July 2025, Canada’s unemployment rate hovered around 6.9%, with youth unemployment reaching 14.6%. Two in five Canadians say they’re worried someone in…
Finance
What is the best way to pay down debt? – MoneySense
[ad_1] Many Canadians have debt of different amounts and for many different reasons. Common types of debts can include car loans, credit card debt,…
Finance
Managing debt to build wealth – MoneySense
[ad_1] But it’s not all bad news behind the dire headline—and there is an opportunity to help young people, in particular, understand the difference…
Finance
How to build credit history in Canada – MoneySense
[ad_1] How to get a credit card in Canada Well, you apply. But make sure you’re applying for the right card and that you…
Finance
Personal loan versus line of credit: Which should you choose? – MoneySense
[ad_1] Personal loans vs. lines of credit With a personal loan, you borrow a single (fixed) amount of money from a bank or other…
Finance
Comparing buy now, pay later programs: Are installment plans a budget win or finance fail? – MoneySense
[ad_1] Some BNPL providers report your payment history to credit bureaus, which can positively affect your credit score if you make the payments on…
Finance
Canadian consumer debt: How we’re paying for our credit cards – MoneySense
[ad_1] What is causing debt for Canadians? Matthew Fabian, director of financial services research at TransUnion Canada, said many household incomes are not keeping…
Finance
How long it takes to get your tax refund in Canada—and how to spend your refund – MoneySense
[ad_1] 10 ways to use your tax refund How you choose to spend your tax refund will often boil down to your tax bracket…
Finance
What happens if I don’t pay my credit card bills? – MoneySense
[ad_1] If you’re struggling to make your minimum credit card payments, you’re not alone. Unexpected emergencies can sometimes leave us short on funds to…
Finance
Couples and credit scores: How your partner’s credit can affect yours – MoneySense
[ad_1] Should I get a joint credit card with my partner? While your partner’s credit score won’t directly impact your credit score, joint accounts…
Finance
What does opening or cancelling a credit card do to my credit score? – MoneySense
[ad_1] To close a credit card, the balance is $0. If there’s a substantial balance on the remaining cards, it’s going to increase the…
Finance
Money tips from Jordan Heath-Rawlings: “Make sure you can afford a sudden expense” – MoneySense
[ad_1] Jordan Heath-Rawlings shares your frustration. In November 2023, he launched In This Economy?!, a podcast that helps Canadians tackle financial challenges. Described as…
Finance
5 ways young Canadians can prepare financially for what awaits in 2024 – MoneySense
[ad_1] 3. Food prices will rise, but at a slower pace Compared to previous years, food prices should stabilize in 2024. However, keeping your…
Finance
Your 2024 financial check-in: A step-by-step guide to keeping your finances on track – MoneySense
[ad_1] A budget can help you plan for expenses and provide insight into your spending habits, making it easier for you to achieve financial…
Finance
The risks of credit repair companies in Canada – MoneySense
[ad_1] Some companies claim they can repair your credit and solve your debt problems quickly. However, you can only rebuild credit and there’s no…