Regions Bank Prestige Credit Card: $200 Signup Bonus with $1,000 Spend [AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX] – Doctor Of Credit

The Offer

Regions Bank Cash Rewards Visa | Regions Bank Prestige Visa Signature

• Regions Bank is offering a signup bonus of $200 after spending $1,000 within 90 days on their no-fee Cash Rewards card and  on their no-fee Prestige Visa Signature card.

The card also comes with a 0% introductory APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening (4% fee for balance transfers). After that, a variable APR between 18.24% – 28.24% variable APR based on your creditworthiness.

Card Details

• Prestige Visa earns: 3% on Dining and Entertainment; 2% on Gas and Grocery; 1% everywhere else
• Cash Rewards Visa: earns 1.5% everywhere
• No annual fee
• No foreign transaction fees

Our Verdict

You may know Regions already for the frequent checking account bonuses they offer. Regions Bank products are available to those in the following states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX.

We once posted about a premium card from Regions which had a $125 annual fee; I’m unsure if that card is still around. Their Cash Rewards and Prestige cards have no annual fee and the added benefit of 0% APR on purchases for 12 months. The other card had some obscure deposit requirement, let us know if you bump into any issues like that with these cards; hopefully you can get this card with no strings attached.

Looks like a nice offer with easy spend requirement and will interest a lot of readers. This is a personal card which will affect your 5/24 status, so keep that in mind. We’ll add this to our list of Best Current Credit Card Signup Bonuses. 

Hat tip to reader private