Offer at a glance
- Maximum bonus amount: $200
- Availability: Must live, work or worship in Coconino County, Gila County, La Paz County, Maricopa County, Mohave County, Navajo County, Pima County, Pinal County, Yavapai County, Yuma County
- Direct deposit required: No
- Additional requirements: 10 debit card transactions
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: None
The Offer
- Arizona Financial Credit Union is offering a $200 checking bonus when you open a new checking account and complete 10 debit card transactions within 45 days of account opening
The Fine Print
- To qualify for $200 bonus, you must open a Checking Plus account and be 18 years of age or older and a brand-new member with no existing account relationships with Arizona Financial, as determined by having a unique Social Security/Tax Identification Number not on record with the credit union.
- Former members may qualify as a new member if previous accounts were closed 12 or more months prior to new open date.
- Bonus will be paid approximately 15 days after completing 10 debit card purchase transactions.
- Debit card purchase transactions must be completed and posted to the new member’s account within 45 days of account opening.
- Transactions in a pending status do not qualify.
- All bonuses are considered income and will be reported on IRS Form 1099-MISC.
- This promotion cannot be combined with any other offers.
- Limit one new member bonus per person.
- Business, indirect borrower, fiduciary, voting accounts do not qualify.
- Only Arizona Financial members in good standing qualify for this program.
- Must meet membership eligibility requirements.
- Terms and conditions subject to change without notice. Offer may expire at any time.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Seems like a really easy bonus to meet the requirements for if you’re in an eligible area. Donation method doesn’t seem to work to apply out of state.
Hat tip to Bockrr
Useful posts regarding bank bonuses:
William Charles
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