Ameris Bank Bonus

Ameris Bank, which serves AL, FL, GA, MD, NC, SC, TN and VA, has a $300 bonus for customers who open a new checking account. This offer is possibly available nationwide, but it requires a direct deposit. Let’s see how this Ameris Bank bonus works, and who is eligible.

How to Earn This Bonus

You can open the account online, or at a branch and provide a promo code. To receive $300 bonus:

  • Open a new Free Checking or Online Free Checking account and within 90 calendar days of account opening (90-day period), complete the following:
    1. Register for online banking and enroll your new account in e-statements, and
    2. Receive at least $1,500 in qualifying direct deposits into the account.

At the end of the 90-day period, Ameris Bank will determine if you have met the bonus offer requirements and will deposit bonus into your account within 30 days. A bonus payment is considered interest and will be reported on IRS Form 1099-INT.

Are You Eligible?

Here are the eligibility details for this bonus:

  • This offer is for new consumer checking account customers only.
  • All signers on the account must be new customers to qualify.
  • Bonus offer is limited to one new Free Checking account per eligible customer.
  • Excludes bank employees, officers and directors, and existing consumer checking account customers, including customers that have closed an account in the past 90 days.
  • Customers that have been paid an Ameris Bank promotional payment in the past 24 months are not eligible.

Account Fees

  • The Free Checking account has no monthly fees to worry about.
  • There’s an Early Closing Fee of $30 if you close a new account within 90 days.
  • Your account must be open and in good standing to receive bonus at time of payment.

Guru’s Wrap-Up

This is a simple bonus from Ameris Bank. You get $300 after completing a $1,500 direct deposit within the first 90 days. You also need to register for online banking and enroll in e-statements. Looks like this offer is available nationwide from a couple of data points on reddit.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. You can also access bonuses available in your state by visiting dannydealguru.com/tag/NY-bank-bonus/. Just replace NY with your state.

And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.


  • OFFER PAGE
  • Bonus: $300
  • Account Type: Free Checking
  • Availability: Nationwide
  • Type of Inquiry: Soft pull
  • Direct Deposit Requirement: $1,500 within 90 days (we don’t have any DPs)
  • Other Requirements: Register for online banking and enroll in e-statements
  • Credit Card Funding: Unknown
  • Early Account Closing Fee: $30 if closed within 90 days
  • Expiration Date: 02/29/24

HT: Mattsfloored

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