New Instacart Benefits for Mastercard Credit/Debit Cards

Instacart Benefits for Mastercard Credit/Debit Cards

Instacart and Mastercard have teamed up to offer eligible US Mastercard credit or debit card holders 3 free months of Instacart+ and $10 off their 2nd qualifying order each month. This offer begins September 1, 2025, and runs through January 31, 2027.

It looks like you can NOT add an extra 3 months of Instacart+ to an existing Instacart+ subscription.

To qualify for 3 free months of Instacart+, you must:

• Have an eligible US Mastercard® credit or debit card when claiming the offer.
• Not be an active Instacart+ member or have held an Instacart+ membership on or after September 1, 2025.

To qualify for the monthly $10 offer, you must—

• Redeem the offer using an eligible US Mastercard® credit or debit card.
• Place an order with an eligible US Mastercard® credit or debit card.
• Remain an active Instacart+ member enrolled with an eligible Mastercard.
• The $10 coupon applies to a second order paid with an eligible US Mastercard® credit or debit card.
• Instacart+ members prior to September 1, 2025, who have a US Mastercard debit card are not eligible for the monthly $20 offer.

Qualifying orders must be paid for with the same card type that was enrolled. For example, if you enrolled an eligible Mastercard credit card, both qualifying orders must be paid for with any eligible Mastercard credit card (the eligible Mastercard doesn’t necessarily have to be the one you enrolled).

The $10 off automatically applies at checkout, regardless of other active promotions. The $10 off doesn’t apply to any alcohol or Rx items in your order and does not apply to restaurant orders. 

The discount expires at the end of each calendar month in which it was earned if unused.

Redeem the 3 month free Instacart+ offer

To redeem the 3 free months of Instacart+—

1. Go to instacart.com/p/mastercard-offer
2. Select Get Started to create your account or log in.
3. On the enrollment screen, select Choose a payment method, and add your eligible Mastercard.
4. Select Continue.
5. Select Enroll now to begin your Instacart+ membership.

Receive the monthly offer

To receive the $10 off monthly offer, you must place your first order with an eligible US Mastercard® credit or debit card. You’ll receive $10 off automatically to your Instacart account after the order is delivered.

Once you place a second order with an eligible Mastercard, the $10 off automatically applies at checkout. Note, this coupon doesn’t apply to any alcohol or Rx items in your order.

HT: DoC