In reality, lenders look at a much bigger picture. Credit history matters, but so do income stability, existing debt, and how you approach the application itself. While there’s…
Read more How to improve your chances of being approved for a personal loan – MoneySenseSALEM — The City Council voted unanimously Thursday night to borrow up to $447 million to pay for the construction of a new high school. The Massachusetts School…
Read more City Council approves $447.4 million bond order to pay for construction of new high schoolWhen your corporation owes you money If you personally pay for expenses on behalf of your company, it owes you for these personally paid corporate expenses. You can…
Read more Tax implications of shareholder loans – MoneySenseWhen you should say no to lending If loaning money is going to set you behind, the answer should be a straight no, said Cindy Marques, certified financial…
Read more Setting expectations important when lending money to loved ones – MoneySenseNonprofits, credit unions help impacted federal workers from government shutdown Updated: 2:41 PM PDT Oct 16, 2025 Editorial Standards ⓘ From nonprofits to credit unions, organizations across the…
Read more Nonprofits, credit unions help impacted federal workers from government shutdownThe Reserve Bank of India (RBI) on Friday said it has imposed a penalty of Rs 31.80 lakh on American Express Banking Corp for non-compliance with certain directions…
Read more RBI slaps penalties on American Express Banking Corp, HDB Financial ServicesThe jobs report, which usually comes out on the first Friday of every month, will not be released today. Two private surveys that came out this week show…
Read more Federal government shutdown delays jobs report release, adding economic uncertaintySAN JOSE — A big San Jose apartment complex has landed a key loan that will bankroll a wide-ranging upgrade of the property, which consists of affordable units.…
Read more Big San Jose apartment complex lands key loan that enables upgradesALBANY, N.Y. (NEWS10) — An Albany man will spend 18 months in jail for stealing federal funds meant for farmers. The U.S. Attorney’s Office said Asjid Parvez, 38,…
Read more Albany man sentenced for stealing federal fundsLos Angeles County has agreed to a $12-million settlement to resolve allegations that its home improvement lending program wrecked the finances of many borrowers and left them vulnerable…
Read more L.A. County settles PACE loan lawsuits; affected homeowners to receive millionsUndocumented immigrants could have a new pathway to the American dream of owning a home. Assemblymember Joaquin Arambula (D-Fresno) introduced Assembly Bill 1840 last month to expand the…
Read more Undocumented immigrants in California could have a new path to homeownershipWhen the California Housing Finance Agency offered no-interest, no-monthly-payment loans in the spring to help lower-income residents come up with a down-payment and fees to buy their first…
Read more California offers affordable loans again to first-time home buyers, with a catchBlockchain-based private credit is gaining traction in 2023 as companies seek financing in a high-interest-rate environment. According to data from RWA.xyz, blockchain-powered private loans have surged by 55%,…
Read more Blockchain-powered private loans jump by over 55% to $581m in 2023State officials have revived a popular grant program to help lower-income California homeowners build accessory dwelling units by covering some of the upfront costs. But funding is limited,…
Read more Hoping to build an ADU? New grants can help low-income Californians get startedBank of Baroda’s net profit for Q2 FY24 rose 28.4 per cent y-o-y to ₹4,253 crore, led by 25 per cent growth in operating income to ₹15,002 crore and…
Read more Bank of Baroda PAT up 28% on strong operating metrics, better loan qualityPhoto by Chris Williams For community banks, marketing often points to finding ways to educate, support and grow community, as well as customer knowledge and awareness. True relationships…
Read more Rebeca Romero Rainey: Authentic connectionPhoto by Ismail Rajo/iStock The time has come for the long-awaited FedNow launch. As community banks navigate this process, there are plenty of resources available to answer questions…
Read more The community bank guide to FedNow resourcesPhoto by Chris Williams I am grateful to have had the opportunity to serve as chairman. I will continue to advocate for community banking, and for the rest…
Read more Brad Bolton: Keep advocatingBankOnBuffalo president Michael Noah says the bank’s mobile branch will provide service to those who don’t have easy access to banks. Photos by Luke Copping Photography BankOnBuffalo has…
Read more BankOnBuffalo redefines mobile bankingBy Lindsay LaNore, ICBA The theme for ICBA LIVE 2023 is “Light the Fire. Light the Way.” As leaders, that’s a huge part of what we do: spark enthusiasm,…
Read more Lindsay LaNore: 7 ideas for cultivating inspiration
