Research shows that people tend to spend more when using credit cards, make more impulse purchases, and even leave larger tips. Rewards programs can reinforce those habits since…
Read more Why we overspend to earn rewards pointsIn November 2025, Statistics Canada reported that the Consumer Price Index (CPI) was up about 2.2% year‑over‑year, driven by higher grocery and other household prices. Grocery prices alone rose almost 4.7%…
Read more Real money hacks to use when prices feel out of control – MoneySenseCredit card debt in Canada If your last credit card statement dampened your seasonal joy, you’re not alone. According to TransUnion, consumer credit card debt rose 1.95% year…
Read more What New Year’s credit deals promise—and why you should be wary – MoneySenseThe cash back you earn accumulates in your account and can be redeemed as statement credit, direct deposit, or sometimes as gift cards, merchandise, or money towards a…
Read more How cashback credit cards work – MoneySenseChoosing the right credit card for your stage in life Credit cards that come with more perks and benefits are likely to carry an annual fee, which can…
Read more Fee-based credit cards come with perks—but they aren’t for everyone – MoneySenseAccording to a recent survey by Léger, Moi is currently the “most widely used loyalty program in Quebec.” In Ontario, however, it will face heavier competition from the…
Read more Moi rewards review – MoneySensePC Financial World Elite Mastercard VISIT PCFINANCIAL.COM FOR MORE DETAILS VISIT PCFINANCIAL.COM FOR MORE DETAILS Card details Interest rates 21.99% on purchases, 22.97% on cash advances (21.97% for…
Read more PC Financial World Elite Mastercard review – MoneySenseHow to use credit cards to save on your stay With the right loyalty points, you can stay in Orlando for free (resort and parking charges still apply).…
Read more These credit cards can help you save big on travel to Orlando – MoneySenseAs you might recall, BMO Financial Group bought Air Miles in March 2023, after the program’s owner, Loyalty Ventures Inc., filed for bankruptcy. At that time, BMO said…
Read more Air Miles expands offerings, including ways to earn and redeem – MoneySense1. Unlock the earning potential of your everyday spending Everyone has expenses. The trick is to figure out how to earn rewards on the purchases you’re already making.…
Read more 5 credit card habits that earn points faster – MoneySenseWhat is a credit score? A credit score is a three-digit number, usually between 300 and 900, that banks and other lenders use to determine how likely you…
Read more How to use your credit card responsibly – MoneySenseThis hard-working credit card offers generous earn rates of up to five points per dollar spent on restaurants and groceries, which is a significant spending category for most…
Read more A credit card that deserves to be your everyday card – MoneySenseWhat do I need to know about managing my finances as a contractor? No matter what type of construction business you launch or buy, it’s important to have…
Read more How to become a contractor: The real costs – MoneySenseIn the mid-2000s, Air Miles devalued its points, making it harder for customers to reach their rewards goals. Then, in 2016, the company announced it would add an…
Read more Why you won’t get Air Miles at Metro anymore – MoneySenseFresh off an appearance at Coachella, the Diljit Dosanjh Canada tour starts in Vancouver on April 27, 2024 at BC Place—a night that’s expected to be the largest…
Read more Simplii and Diljit Dosanjh team up on eve of Dil-Luminati tour – MoneySenseFor frequent flyers, a new Southwest Airlines credit card perk is about to make flying with friends a whole lot cheaper. In a video that’s been viewed over…
Read more Guests Fly Free With New Southwest Airlines Credit Card Perk | EntrepreneurWhy trust us MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts…
Read more The best RBC credit cards in Canada for 2024 – MoneySenseThis year, consumers are spending more on back-to-school supplies and coughing up more to cover a particular kind of credit card fee at the same time. Total back-to-school…
Read more This credit card fee could cost shoppers $3 billion during record-breaking back-to-school season, merchants sayKieferpix | Istock | Getty Images A record 43.2 million people are expected to travel by car this July 4 holiday, according to AAA, the motoring and leisure…
Read more With a record number of travelers expected to drive this July 4, here’s how to save on gasChoosing whether to rent or buy has never been a simple decision — and this ever-changing housing market isn’t making it any easier. With surging mortgage rates, record…
Read more Rent or buy? Here’s how to make that decision in the current real estate market
