Update 2/11/23: There’s an alternative theory put forth on Reddit that the Amex internal spend tracker only begins a little after card approval. So while the card might work fine, it might not yet be internally tracking toward the spend requirement. (Perhaps until midnight of approval day? but I’m totally making that up.)

Original Post 2/9/23:

At this point there are too many grumblings about this to ignore. It appears that purchases made using the American Express temporary card number (which they issue instantly upon approval) is not counting toward the minimum spend requirement. (1, 2, 3)

That is to say: the system is not counting it. Of course it should be counted. And so you’ll have to call in for a manual adjustment if you want to use the instant card number toward a spend requirement.

Points on purchases using the instant card number should work just fine, and I assume Amex Offers would be triggered fine as well. Only purchases necessary toward a spend requirement seems to be the issue.

Again, none of this is confirmed and it might somehow depend on the person or on the purchase. Let us know if you’ve ever seen an temporary instant card number purchase that definitely counted or didn’t count for you. I’m curious if there are more confirmations of this issue and also curious if we can get any clear counter data points.

At one point we posted about the possibility that tax payments won’t trigger minimum spend requirements, but in fact it seems to be more tied to the instant card number rather than the tax payments. Typically someone can call in to get manual credit, but in the case of tax payments or gift card purchases an Amex rep might decide not to count it. The automated system does seem to always count tax payments toward a spend requirement.

Update: Most readers in the comments confirm that temporary card spending has been working for the spend requirement, including recent data points. However, there are some reports of it not working. YMMV

Chuck

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