(Update) Comenity AAA Daily Advantage & Travel Advantage Credit Cards Review ($100 Signup Bonus, 5% Gas/Grocery)

Update 2/25/26: Readers received an email today indicating that “discount stores, superstores and convenience stores” will no longer qualify for the 5% Grocery category. Apparently people were using this at certain Walmart stores which coded as Grocery and those might now get excluded. Change goes into effect 5/15/26. (hat to readers Cole and anonymous)

Original Post 11/27/22:

Comenity took over the AAA credit card from BofA and transitioned to a new reward structure on the card, as described here. There are actually two AAA credit cards released this year, both available for new signups. Below is a recap of the main details.

Direct Card links (you’ll have to find it in your local zip, put in 85204 if you want to check it out)

AAA Daily Advantage

• No annual fee
• No foreign transaction fee
• Visa signature benefits
• Signup bonus: $100 Statement Credit when you spend $1,000 within the first 90 days of account opening
• Card rewards:
  • 5% cashback on grocery purchases
    • Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined.
  • 3% cashback on gas, electric-vehicle charging, wholesale clubs, streaming services, pharmacy, and AAA purchases
    • Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined.
  • 1% cashback on all other purchases

AAA Travel Advantage

• No annual fee
• No foreign transaction fee
• Visa signature benefits
• Signup bonus: $100 Statement Credit when you spend $1,000 within the first 90 days of account opening
• Card rewards:
  • 5% cashback on gas and electric-vehicle charging, up to $350 cashback per calendar year (1% afterward)
  • 3% cashback on grocery, restaurant, travel, and AAA purchases
  • 1% cashback on all other purchases

Hat tip to reader Jags