Offer at a glance
- Maximum bonus amount:
- Availability: TX, MN, KS
- Direct deposit required: Yes, $2,500+ for the full bonus
- Additional requirements: None
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: None listed
The Offer
- Unity One Credit Union is offering a $200 checking bonus, bonus is broken down as follows:
- $100 if you have a recurring direct deposit of $1,000 or more per month
- $200 if you have a recurring direct deposit of $2,500 or more per month
The Fine Print
- Bonus offer valid for new Best Free Checking accounts only.
- No other checking accounts qualify for bonus.
- Member must not have a current or prior checking account with Unity One Credit Union.
- One bonus offer per social security number or ITIN number.
- Allow up to 90 days from account opening to receive cash back deposit.
- Earn cash back for the following actions within 45 days of account opening: Receive $100 when you open a new Best Free Checking account, subject to approval, and have a recurring direct deposit of $1,000 or more per month.
- Cash back increases to $200 if direct deposit reaches $2,500 or more per month.
- Your direct deposits need to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- Micro-deposits, Person-to-Person (such as Zelle®) and bank transfers between your Unity One accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find an EATF in the fee schedule
Our Verdict
If anybody decides to do this bonus, please share if it’s a hard or soft pull to open in the comments below. It should be worth doing if it’s a soft pull.
Hat tip to Bockrr
Useful posts regarding bank bonuses:
William Charles
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