Truist Bonus, Get $400 with Two Direct Deposits

Truist is offering a $400 bonus for customers who open a new checking account and complete two direct deposits. This Truist bonus is for residents in select states and available through April 14. Check out the details below.

Offers

Here’s how you can get this $400 cash bonus:

  • Open a new eligible personal Truist checking account (Truist Bright, Truist Fundamental, or Truist Dimension).
  • Use promo code: CHKQ123TRUIST1
  • Set up and completing at least two qualifying Direct Deposits totaling $1,000 or more within 90 days of account opening.

Are You Eligible?

  • Clients with an existing personal checking account or who have closed a personal checking account on or after 1/20/22 with BB&T or SunTrust now Truist and/or Truist are not eligible.
  • Account holder must be 18 or older at the time of account opening.
  • Offer available only to US residents with a valid US taxpayer identification number.
  • The qualifying checking account must be opened in a Truist branch in one of the following states or online and have a mailing address in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Fees

These are the two best options:

  • Truist Bright Checking
    • Monthly Fee: $12 
    • Avoid fee with:
      • Monthly direct deposits over $500
      • $1,500 average ledger balance
  • Truist Fundamental Checking
    • Monthly Fee: $5 ($3 in NJ)
    • You can’t avoid monthly fee

Guru’s Wrap-Up

This is a good bonus if you can easily switch your direct deposit at your job. It’s also possible that ACHs from other banks could fulfill the requirements. As for eligible accounts, Bright Checking has a $12 fee that you can waive with a $1,500 balance. Fundamental Checking is the other option with a $5 ($3 in NJ) that is not waived.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.


Truist Bonus Details

  • OFFER PAGE
  • Promo Code: CHKQ123TRUIST1
  • Max Bonus: $400
  • Account Type: Bright or Fundamental Checking
  • Availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
  • Inquiry Type: Soft pull
  • Credit Card Funding: Unknown
  • Direct Deposit Requirement: Two, totaling $1,000 (see what works)
  • Other Requirements: No
  • Monthly Fee: $12 (waivable), or $5
  • Closing Account Fee: Must be open for 90 days to get bonus
  • Expiration Date: 4/14/23

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DDG

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