When my family and I moved to Canada seven years ago, we spent months driving through neighbourhoods trying to decide where we wanted to build our life. Every…
Read more What replacing my tires taught me about planning for retirementThis guide breaks down which everyday spending categories earn the best rewards, how to choose a rewards program that fits your needs, and practical tips to help you…
Read more The newcomer’s smart spending guide: Turn everyday purchases into rewards – MoneySenseFor many immigrants, the idea of launching a business is part of the dream of independence and success. After all, the entrepreneurial drive runs deep—in a recent TD survey,…
Read more Want to start a business? Work on your personal finances first – MoneySenseAs a newcomer, you can get personalized financial advice and apply for credit cards that don’t require a lengthy Canadian credit history. This gives you the chance to…
Read more New to Canada? Here’s how the Scotiabank newcomer offer can help – MoneySenseFor many newcomers to Canada, personal and financial goals can feel like they are pulling in opposite directions. You want to say yes to everything—travel, dinners out, live…
Read more Balancing personal and financial goals as you build a new life in Canada – MoneySenseA few weeks ago, I received a press release from TD Bank. The headline read: “76% of newcomers fear making financial mistakes.” While I had my usual skepticism…
Read more How to build confidence in your financial life – MoneySenseAccording to a 2025 TD survey, 92% of newcomers understood the importance of building credit before arriving in Canada. Yet 82% of those who applied for credit faced…
Read more How bad access to credit keeps newcomers from getting ahead – MoneySenseThe credit reporting company said Thursday that the Global Consumer Credit File will make it easier for immigrants to access services like loans and cellphone plans in Canada…
Read more New to Canada? A new way to transfer your credit score – MoneySenseRegulations that came into effect on Sept. 3 introduced protections for gig workers in the province, including: a minimum wage, mileage compensation, upfront fare transparency, and rules for…
Read more What new rules in B.C. mean for gig worker rights in Canada – MoneySenseThe difficulties facing newcomers to Canada with respect to retirement planning are particularly acute. Given how Canada’s immigration points system works, economic immigrants are usually in their late…
Read more New to Canada and no pension: How to save for your retirement – MoneySenseTypes of investing accounts In Canada, there are two types of investment accounts: registered and non-registered. Registered accounts are filed with the Canada Revenue Agency (CRA), the governmental…
Read more Buying your first stocks in Canada – MoneySense1. Unlock the earning potential of your everyday spending Everyone has expenses. The trick is to figure out how to earn rewards on the purchases you’re already making.…
Read more 5 credit card habits that earn points faster – MoneySenseWhat is a credit score? A credit score is a three-digit number, usually between 300 and 900, that banks and other lenders use to determine how likely you…
Read more How to use your credit card responsibly – MoneySenseThis hard-working credit card offers generous earn rates of up to five points per dollar spent on restaurants and groceries, which is a significant spending category for most…
Read more A credit card that deserves to be your everyday card – MoneySenseWhat do I need to know about managing my finances as a contractor? No matter what type of construction business you launch or buy, it’s important to have…
Read more How to become a contractor: The real costs – MoneySense
