Update 7/4/26: Bonus increased to $250 for July. Hat tip to reader Bockrr
Offer at a glance
- Maximum bonus amount: $100
- Availability: To be eligible for First Heritage Credit Union, you must live, work, worship, or attend school in Allegany, Chemung, Livingston, Schuyler, Steuben, Tioga, or Yates counties in NY, or Bradford, Lycoming, Potter, or Tioga counties in PA.
- Direct deposit required: Yes
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: None listed
The Offer
:
-
- Complete at least (1) direct deposit, AND
- Complete at least (12) debit card transactions (excluding ATM transactions) AND
- Enroll in eStatements
The Fine Print
- Terms and conditions apply. Membership eligibility required. Federally insured by NCUA.
- Offer may be change or withdrawn at any time.
- Please allow 30 days for the direct deposit of your reward bonus after completing all offer requirements.
- Receive a $100 reward bonus when you register, open a new First Heritage APEX Rewards Checking Account and complete the following within 60 days of account opening:
- Complete at least (1) direct deposit, AND
- Complete at least (12) debit card transactions (excluding ATM transactions) AND
- Enroll in eStatements
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule.
Our Verdict
Feel free to share your experiences in the comments below.
Hat tip to reader Bockrr
Useful posts regarding bank bonuses:
William Charles
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