[IN, KY] Centra Credit Union $600 Checking Bonus

Offer at a glance

  • Maximum bonus amount: $600
  • Availability: IN, KY
  • Direct deposit required: Yes, $500+ per month for two consecutive months 
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: No
  • Expiration date: December 31, 2025

The Offer

Direct link to offer

  • Centra Credit Union is offering a $600 bonus when you open a Cashback or High Interest Checking account and complete the following requirements:
    • Use promo code GET600 
    • Sign up for electronic statements.
    • Receive at least $500 in direct deposits each month for two consecutive months.

The Fine Print

  • Must use promo code “GET600” at account opening.
  • To qualify for this offer, you must qualify for Membership with Centra and cannot be a current Member of the Credit Union.
  • Offer is available when you become a Centra Credit Union Member, open a Cashback Checking or High Interest Checking account, and complete the following qualifying activities: sign up for eStatements and receive at least $500 in direct deposits each month to the new checking account for two consecutive months. T
  • he account must be opened between November 1, 2025, and December 31, 2025.
  • You will have 90 days from the date you open your checking account to complete qualifying activities.
  • The earned incentive will be deposited into your Member Loyalty Account on or around the 5th of the month following the end of the qualification period.
  • For tax purposes, you will receive a Form 1099-INT for the bonus.
  • Offer cannot be combined with any offers.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Neither account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Previously this was only $150. Even if this turns out to be a hard pull I think it’s worth doing as the bonus is so big. Will add this to our list of the best bank account bonuses

Hat tip to reader hoopsbca

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William Charles

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