[IN] Indiana Members Credit Union $200 Checking Bonus

· Credit · By ReportWire

Update 11/1/25: Deal is back until  3/31/26. Hat tip to Woody

Update 3/23/25: Deal is back and valid until 7/1/25. Hat tip to Woody

Offer at a glance

  • Maximum bonus amount: $200
  • Availability:Anyone that lives or works in Central or Southern Indiana is eligible to join. Counties in our field of membership include: Bartholomew, Blackford, Boone, Brown, Clark, Clay, Clinton, Decatur, Delaware, Floyd, Fountain, Gibson, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings, Johnson, Lawrence, Madison, Marion, Miami, Monroe, Montgomery, Morgan, Owen, Parke, Posey, Putnam, Randolph (Jackson or Wayne Townships), Ripley, Rush, Scott, Shelby, Tippecanoe, Tipton, Vanderburgh, Vigo, Warrick, and Wayne counties in Indiana, and Henderson County in Kentucky.
  • Direct deposit required: Yes, $400+
  • Additional requirements: See below
  • Hard/soft pull: Hard pull
  • ChexSystems: Yes
  • Credit card funding: Yes, $1,000+ 
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None
  • Expiration date: January 31, 2025

The Offer

Direct link to offer

  • Indiana Members Credit Union is offering a $100 bonus when you open a new checking account and complete the following requirements:
    • Add a FREE Regular or Preferred Checking Account2 using promo code “IMCU200” online at IMCU.COM (select “Open an Account,” then “New Account/Add to Existing Account”) or by calling Member Services at 800.556.9268
    • Set up your direct deposit with your employer coming into your new IMCU checking account. Hurry – this exclusive offer expires January 31, 2025
    • After 2 payrolls deposit to your account, your $200 bonus will be automatically deposited!

The Fine Print

  • New checking account and new net direct deposit required. Account must remain open at least 1 year or bonus will be debited at closing.
  • $200 will be deposited into the new checking account after two payrolls have posted to the account.
  • Direct deposit minimum of $400 per deposit required. Limited time offer expires 1.31.2025.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule.

Our Verdict

Hat tip to reader Woody

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William Charles

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