For many years, the Chase Sapphire Reserve has been a favorite of travelers, even after the amazing introductory bonus of 100,000 points went away.
But the card’s current, elevated offer is set to end on Wednesday, Nov. 30 — so if you’ve been eyeing the bonus, now’s the time to jump on it.
New applicants for the Sapphire Reserve will earn 80,000 Chase Ultimate Rewards points after spending $4,000 on purchases in the first three months from account opening. This bonus is worth $1,600 based on TPG’s valuations, thanks to the variety of ways to make the most of your Chase points — especially with its lucrative transfer partners like World of Hyatt and United Airlines MileagePlus. Alternatively, using those points for travel purchases directly through the Chase portal will still get you $1,200 in value.
However, this bonus is only available for those who apply before Wednesday, Nov. 30 — so time’s running out to snag this increased offer.
Why you should apply for the Chase Sapphire Reserve now
The last time we saw a public bonus higher than 60,000 points was in March 2017, meaning this is the highest bonus this card has offered in over five years. For reference, here’s a list of previous offers on the card:
| Approximate date | Offer | Value* |
|---|---|---|
| October 2022 to now. | Earn 80,000 bonus points after spending $4,000 in the first three months of account opening. | $1,600. |
| June 2022 to October 2022. | Earn 60,000 bonus points after spending $4,000 in the first three months of account opening. | $1,200. |
| October 2021 to June 2022. | Earn 50,000 bonus points after spending $4,000 in the first three months of account opening. | $1,000. |
| June 2021 to October 2021. | Earn 60,000 bonus points after spending $4,000 in the first three months of account opening. | $1,200. |
| March 2017 to June 2021. | Earn 50,000 bonus points after spending $4,000 in the first three months of account opening. | $1,000. |
| August 2016 to March 2017. | Earn 100,000 bonus points after spending $4,000 in the first three months of account opening. | $2,000. |
*Bonus offer value is based on TPG’s valuations and not provided by the credit card issuer.
As you can see, this is a notable jump from the most recent offer — so if you’ve been considering getting this card, now is a great time to apply.
Apply now: Chase Sapphire Reserve with an 80,000-point bonus.
Chase Sapphire Reserve card details
But the bonus is just one reason to add the card to your wallet. The Sapphire Reserve also has solid earning rates across popular spending categories as well:
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- 10 points per dollar on hotels and car rentals booked through Chase Ultimate Rewards.
- 10 points per dollar on dining purchased through Chase Dining.
- 10 points per dollar on Lyft rides (through March 2025).
- 5 points per dollar on flights booked through Chase Ultimate Rewards.
- 3 points per dollar spent on all other travel and dining worldwide.
- 1 point per dollar on all other purchases.
Even with the card’s $550 annual fee, there is an array of benefits that can easily cover that out-of-pocket cost.
The most valuable (and easiest to use) is a $300 annual travel credit, which is automatically applied to virtually any travel-related expense — from Ubers to parking to airfare. You can also enjoy a statement credit for a Global Entry or TSA PreCheck application fee every four years along with Priority Pass lounge access — including select airport restaurants.
In addition, the card comes with many travel protections for when things go wrong — which may be particularly valuable ahead of what’s shaping up to be a very busy summer. When you use your card for travel purchases, you’ll enjoy coverage like trip delay protection, trip cancellation/interruption insurance, primary car rental coverage and much more.
Related: How I used Chase’s trip cancellation coverage to recoup $800 in nonrefundable airfare
It’s worth noting that many of these protections also apply to the Chase Sapphire Preferred Card — albeit to a lesser extent in some cases. In addition, the Sapphire Preferred offers a solid sign-up bonus (60,000 points after spending $4,000 in the first three months of account opening) and comes with some unique benefits of its own, like a $50 annual hotel credit for reservations through the Chase travel portal and a 10% points bonus on your anniversary, all for a much-lower $95 annual fee.
Bear in mind too that Chase imposes a 48-month waiting period between earning sign-up bonuses on all Sapphire cards, and you can only hold one at a time. As a result, if you’re currently a Sapphire Preferred cardholder or received a bonus on the card in the last four years, you won’t be eligible for this new offer.
And don’t forget Chase’s notorious 5/24 rule, which does apply to the Sapphire Reserve. If you’ve opened five (or more) personal credit cards across all issuers in the last 24 months, it’s a near certainty that your application will be rejected.
However, if you are eligible for the Chase Sapphire Reserve and are hoping to enjoy premium-level perks on an upcoming trip, now could be a great time to add the card to your wallet thanks to the elevated 80,000-point bonus that launched last month.
But don’t wait. This offer is only available for applicants until Wednesday, Nov. 30.
Official application link: Chase Sapphire Reserve with 80,000 bonus points after you spend $4,000 on purchases in the first three months.
Additional reporting by Emily Thompson.
