Citi Dividend 5% Categories for Q2 2024 Revealed, Activate Now

Citi Dividend 5% Categories for Q2 2024

Citi has released the calendar for the second quarter of 2024 for the 5% Cash Back categories on the Citi Dividend card. This card is no longer available for new applications, but many people still have it. It has no annual fee and also comes with rotating 5% categories, similar to Chase Freedom Flex and Discover It. Let’s take a look at the Citi Dividend 5% categories for Q2 2024.

5% Category for Q2 2024

The categories where you can earn 5% during the upcoming second quarter of 2024 are:

• ➡️ Grocery Stores: Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code. 
• ➡️ Drugstores: Includes purchases made at pharmacies in grocery stores, general merchandise/discount superstores, and wholesale/warehouse clubs if those merchants submit purchases made in their pharmacy with the drug store or pharmacy merchant category code.

You can activate these categories here. This offer starts within two business days of when you enroll, or April 1, 2024, whichever is later, and ends on June 30, 2024. During the offer period, you will earn an additional 4% cash back on purchases at Grocery Stores and Drugstores. Your total annual cash back is limited to $300 (eligible transactions appearing on your January – December billing statements) and includes additional cash back earned in connection with this offer.

Guru’s Wrap-Up

The total cash back you can earn with the card is $300 per calendar year. So you’ll get 5% on up to $6,000 spend for the whole year, and you can maximize it all within one quarter if you prefer.

Citi Dividend’s 5% categories for Q2 2024 include Grocery Stores and Drugstores. Both are popular categories since most people spend a good amount of money on groceries. Plus you can find third party gift cards at merchants that fall under both categories.

If you don’t have the Citi Dividend card, take a look at the new 5% card from Citi, the Custom Cash card.

HT: DoC