BoA Alaska Atmos Ascent Credit Card Review (2025.8 Update: 85k Offer) – US Credit Card Guide

2025.8 Update: There’s a 85k offer link now. This is supposed to be the inflight offer, but the application link is retrieved.

Application Link

Benefits

1. 85k offer: earn 85,000 Alaska Miles after spending $4,000 in first 120 days. Plus a companion fare in the first year. This is the best offer in recent years.
2. We value Alaska Miles at 1.6 cents/point (Airline Miles Value), so the 80k welcome offer is worth about $1,280!
3. Earn 3x Alaska Miles on Alaska Airlines tickets, vacation packages, and cargo purchases; earn 2x Alaska Miles on eligible gas, cable, streaming services and local transit including ride share purchases; 1x Alaska Miles on other purchases.
4. Earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
5. Alaska Companion Fare: Get Alaska’s Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year.
6. Priority boarding.
7. First checked bag free.
8. 20% back on all Alaska Airlines inflight purchases.
9. Get $100 off an annual Alaska Lounge+ Membership when you pay with this card.
10. No foreign transaction fee.

Disadvantages

1. $95 annual fee, NOT waived for the first year.

Recommended Application Time

1. We recommend you apply for this card after you have a credit history of at least one year.
2. 2/3/4 Rule: BoA will only approve you for at most: 2 cards per rolling 2 months; 3 cards per rolling 12 months; and 4 cards per rolling 24 months. Because their IT system hasn’t been fully updated yet, you may not get declined because of this rule. Instead, you may get approved at first, and then the account will be closed because of “approved in error”.
3. 24 month churn rule: This card will not be available to you if you currently have or have had the card in the preceding 24 month period.

Summary

This card is the same as the old BoA Alaska card. The welcome offer is quite attractive. However, the reward rate for spending is not impressive, which makes it not a great choice to keep unless you really fly with them a lot.

After Applying

• Click here to check BoA application status.
• BoA reconsideration backdoor number: 800-732-9194. It seems that the number is changing. Please inform us at once if it fails. The representatives here can get in touch with decision-makers directly.

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Best Downgrade Options

Historical Offers Chart

Application Link

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