Chime: Earn $230-$260 Swagbucks/MyPoints For Opening A New Account & Receiving A Direct Deposit – Doctor Of Credit

Update 6/13/23: Increased now up to 23,000 SB or 39,100 MP, that’s $230 from Swagbucks or around $247-$258 from MyPoints. We haven’t seen the bonus this high in many months, though it has been higher at some points in the past. (ht usdailyrewards)

Offer at a glance

Maximum bonus amount: $290
Availability: Nationwide
Direct deposit required: Yes, $200+
Additional requirements: None
Hard/soft pull: Soft pull
ChexSystems: Unknown
Credit card funding: None
Monthly fees: None
Early account termination fee: Unknown
Household limit: None listed
Expiration date: None listed

The Offer

Swagbucks | MyPoints

The Fine Print

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

Unsure if there is an early account termination fee or not

Our Verdict

Previously you could always get a $50 referral bonus. This is an extra $50. Chime has been closing accounts without any reason recently. Overall this is a relatively small bonus but it’s available nationwide and easy to meet the requirements for so we will add it to our best bank bonuses.

Useful posts regarding bank bonuses:

Post history:

Update 2/16/23: Down to 17,000 SB on Swagbucks / 25,000 MyPoints
Update 10/30/22: Down to $200 on Swagbucks and 38,000 MyPoints (worth $240-$250)
Update 6/1/22: Back down to 25,000 ($250) on Swagbucks and 44,000 ($270-$290) on MyPoints.
Update 5/1/22: Back at $300 on Swagbucks (see also this comment for possible stack)
Update 4/16/22: Back down to $250 – $290.
Update 3/10/22: Now $300 on Swagbucks and 50,000 ($315-$330) on MyPoints.
Update 2/2/2: Extended until 2/28/22
Update 1/6/22: $250-$290 valid until 1/31/22.
Update 11/2/21: $250/$290 deals have been extended through ~~November 2021~~ ??
Update 8/18/21: Deal is up to 25,000 ($250) on Swagbucks and 44,000 (around $290) on MyPoints. Hat tip to reader Andy
Update 7/3/21: Back again at 15,000 Swagbucks ($150) and 26,000 MyPoints ($165).
Update 12/1/20: Now 15,000 Swagbucks worth $150. (Hat tip to reader vc), MyPoints is slightly higher at 26,000 which is worth around $165. (Hat tip to reader Andrew)
Update 11/6/20: Deal is back and valid until 11/30 hat tip to Johnnie Dough.