Update 1/22/23: Showing 95x again in the Rakuten app only. (ht Kris) (Not sure if there’s any Amex Offer or Fidelity Bloom stacks still available.)
The Offer
- Shopping portal Rakuten/eBates is offering 95% cash back on LifeLock purchases
Our Verdict
Rakuten cashback can be converted into American Express Membership Rewards points. LifeLock Ultimate Plus Plan is the most expensive plan, this will cost $296.90 and you’d earn $267.21 or 26,721 MR rewards points. This works out to be 1.11¢ per point. New Rakuten members can get another 3,000 points for signing up as well.
Personally this is an easy pass for me, too much room for something to go wrong and I don’t really want to have to deal with that for a very slight profit. Others (especially people that value MR points highly) will find this worth doing.
Post history:
- Update 1/22/23: Showing 95x now in the Rakuten app only. There’s also an Amex Offer for 4x per dollar. (ht Future_Car9082) Or you can get 20% back with Fidelity Bloom. (ht TDD)
- Update 10/10/22: Showing as 95% for some.
- Update 9/5/22: It’s back/still at 90% now. Some are seeing a targeted offer from Rakuten for 95%, today only
- Update 6/1/22: Deal is back at 90%.
- Update 4/15/22: Deal is back at 90%.
- Update 2/21/22: Back again at 95% this time (up from 90%). Hat tip Kris
- Update 2/19/22: Back again.
- Update 1/30/22: Back again
- Update 11/16/21: Back again
- Update 11/11/21: Available again (not sure if the $20 Chase Offer is still around)
- Update 6/13/21: Available again, 90% available via App.
- Update 2/15/21: Available again.
- Update 12/20/20: Available again.
- Update 11/30/20: Deal is back at the 90% level.
- Update 11/26/20: Deal got better now with 100% back, highest ever. (It’s also a good time to signup now for Rakuten at $40 signup bonus.) Hat tip to reader Brick
- Update 11/12/20: This is back again, as well as the $20 Chase Offer/Bank Amerideal. Hat tip to FM
- Update 10/14/20: This is back. There is also a Chase offer / Bank Amerideals for $20 back, making it even better. Hat tip to Matthew
- Update 9/5/20: This is back. Hat tip to SDubbs
- Update 8/18/20: This is back. Hat tip to SDubbs