Editor's Note: This story originally appeared on The Penny Hoarder. You probably know a friend or relative who wants to become a Penny Hoarder but has something standing in their way — a lower-paying job, a disorganized budget or a small-business dream that hasn’t yet become a reality. This holiday season, give that person one of these eight gifts to help them with their finances.
Kristin Kurens (The Penny Hoarder)
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