Editor's Note: This story originally appeared on The Penny Hoarder. The year is almost over, and you’re no doubt rushing to wrap up holiday shopping, get ready to travel or meet a final work deadline. The last thing you need is another item on your to-do list, but a little bit of financial reflection and planning is essential before the calendar turns to 2023. Making these end-of-year…
Brandon Ballenger (The Penny Hoarder)
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